ZIP breakdowns

Broadly lower position · Redwood Valley, Mendocino County · California ZIP 95470

Redwood Valley ZIP 95470 ranks near the lower end across plans.

Farmers ranks highest (30.1); Progressive ranks lowest (5.9). The middle bodily-injury percentile is 23.2. Reviewed plans are 24.2 points apart. Collision splits more (75.7 points), with Travelers highest and Safeco lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

23.2

Middle percentile across available plans.

BI plan spread

24.2

Farmers to Progressive.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Farmers highest, Progressive lowest.

Farmers

Farmers Auto

Highest

30.1

Within-plan percentile

Filed factor0.8919

Tesla Insurance

Tesla PPA

29.5

Within-plan percentile

Filed factor0.954

State Farm

Private Passenger Auto

27.3

Within-plan percentile

Filed factor0.758

Safeco

Private Passenger Auto

19.1

Within-plan percentile

Filed factor0.787

Travelers

Quantum Auto 2.0

8.9

Within-plan percentile

Filed factor0.575

Progressive

CA Select PPA

Lowest

5.9

Within-plan percentile

Filed factor0.5307

Travelers ranks highest (85.9); Safeco ranks lowest (10.3). Collision spread is 75.7 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 95470 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury23.224.2 pts29.519.18.930.15.927.3
Property damage29.441.8 pts55.929.714.134.929.227.3
Medical payments12.344.2 pts11.413.130.22.747.09.0
Uninsured motorist BI4.43.5 pts4.91.44.44.92.2
Uninsured motorist PD2.736.8 pts0.31.04.437.2
Comprehensive32.386.1 pts95.967.147.49.817.210.5
Collision38.175.7 pts70.410.385.920.537.238.9

Widest coverage spread

Comprehensive

Tesla Insurance and Farmers are 86.1 percentile points apart.

Closest agreement

Uninsured motorist BI

Available plans are 3.5 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Redwood Valley, Mendocino County ZIP 95470 Auto Insurance Factors | GoodDriver California