Compared ZIP · Freestone, Sonoma County · California ZIP 95472
In Freestone ZIP 95472, Progressive ranks highest and Farmers ranks lowest.
Progressive ranks highest (35.5); Farmers ranks lowest (3.8). The middle bodily-injury percentile is 19.4. Reviewed plans are 31.7 points apart. Collision splits more (65.9 points), with Travelers highest and State Farm lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
19.4
Middle percentile across available plans.
BI plan spread
31.7
Progressive to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Farmers lowest.
Progressive
CA Select PPA
35.5
Within-plan percentile
Travelers
Quantum Auto 2.0
30.0
Within-plan percentile
State Farm
Private Passenger Auto
29.0
Within-plan percentile
Safeco
Private Passenger Auto
9.7
Within-plan percentile
Tesla Insurance
Tesla PPA
9.0
Within-plan percentile
Farmers
Farmers Auto
3.8
Within-plan percentile
Travelers ranks highest (82.8); State Farm ranks lowest (16.9). Collision spread is 65.9 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 19.4 | 31.7 pts | 9.0 | 9.7 | 30.0 | 3.8 | 35.5 | 29.0 |
| Property damage | 55.8 | 62.4 pts | 69.3 | 42.0 | 56.2 | 55.4 | 91.4 | 29.0 |
| Medical payments | 30.3 | 60.8 pts | 47.5 | 22.9 | 37.7 | 67.7 | 11.9 | 6.9 |
| Uninsured motorist BI | 26.9 | 34.9 pts | 26.9 | 35.9 | — | 1.0 | 35.5 | 21.3 |
| Uninsured motorist PD | 43.1 | 48.0 pts | 49.1 | 37.5 | — | 1.0 | 48.7 | — |
| Comprehensive | 28.7 | 55.6 pts | 69.9 | 26.8 | 21.6 | 30.6 | 14.3 | 42.7 |
| Collision | 31.7 | 65.9 pts | 25.6 | 37.3 | 82.8 | 26.1 | 48.7 | 16.9 |
Widest coverage spread
Collision
Travelers and State Farm are 65.9 percentile points apart.
Closest agreement
Bodily injury
Available plans are 31.7 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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