Plans disagree · Stewarts Point, Sonoma County · California ZIP 95480
Safeco and Travelers place Stewarts Point ZIP 95480 very differently.
Safeco ranks highest (69.2); Travelers ranks lowest (9.8). The middle bodily-injury percentile is 33.8. Reviewed plans are 59.4 points apart. Collision splits more (83.7 points), with Progressive highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
33.8
Middle percentile across available plans.
BI plan spread
59.4
Safeco to Travelers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Safeco highest, Travelers lowest.
Safeco
Private Passenger Auto
69.2
Within-plan percentile
Progressive
CA Select PPA
53.4
Within-plan percentile
Farmers
Farmers Auto
50.9
Within-plan percentile
State Farm
Private Passenger Auto
16.7
Within-plan percentile
Tesla Insurance
Tesla PPA
15.7
Within-plan percentile
Travelers
Quantum Auto 2.0
9.8
Within-plan percentile
Progressive ranks highest (90.9); Tesla Insurance ranks lowest (7.2). Collision spread is 83.7 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 33.8 | 59.4 pts | 15.7 | 69.2 | 9.8 | 50.9 | 53.4 | 16.7 |
| Property damage | 16.8 | 42.8 pts | 52.2 | 10.2 | 28.7 | 9.4 | 16.9 | 16.7 |
| Medical payments | 44.2 | 61.7 pts | 78.9 | 49.3 | 54.4 | 39.0 | 17.2 | 21.6 |
| Uninsured motorist BI | 21.4 | 39.6 pts | 21.4 | 12.9 | — | 29.7 | 52.4 | 21.3 |
| Uninsured motorist PD | 25.6 | 75.1 pts | 21.6 | 15.8 | — | 29.7 | 90.9 | — |
| Comprehensive | 78.0 | 45.7 pts | 50.8 | 96.5 | 77.1 | 72.4 | 78.9 | 81.9 |
| Collision | 77.5 | 83.7 pts | 7.2 | 79.5 | 75.4 | 61.8 | 90.9 | 85.3 |
Widest coverage spread
Collision
Progressive and Tesla Insurance are 83.7 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 39.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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Progressive ranks highest (80.7); Travelers ranks lowest (16.1).
Read breakdown