Broadly lower position · Ukiah, Mendocino County · California ZIP 95482
Ukiah ZIP 95482 ranks near the lower end across plans.
Travelers ranks highest (8.9); Safeco ranks lowest (0.8). The middle bodily-injury percentile is 5.7. Reviewed plans are 8.1 points apart. Collision splits more (51.9 points), with Travelers highest and State Farm lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
5.7
Middle percentile across available plans.
BI plan spread
8.1
Travelers to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Safeco lowest.
Travelers
Quantum Auto 2.0
8.9
Within-plan percentile
Farmers
Farmers Auto
8.2
Within-plan percentile
Tesla Insurance
Tesla PPA
7.5
Within-plan percentile
Progressive
CA Select PPA
3.9
Within-plan percentile
Safeco
Private Passenger Auto
0.8
Within-plan percentile
State Farm
Private Passenger Auto
0.8
Within-plan percentile
Travelers ranks highest (64.1); State Farm ranks lowest (12.1). Collision spread is 51.9 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 5.7 | 8.1 pts | 7.5 | 0.8 | 8.9 | 8.2 | 3.9 | 0.8 |
| Property damage | 27.3 | 48.0 pts | 30.0 | 48.8 | 24.6 | 34.9 | 23.3 | 0.8 |
| Medical payments | 17.9 | 22.0 pts | 9.2 | 31.2 | 21.9 | 12.7 | 29.1 | 14.0 |
| Uninsured motorist BI | 2.5 | 1.8 pts | 2.7 | 2.4 | — | 1.5 | 3.3 | 2.5 |
| Uninsured motorist PD | 8.8 | 47.2 pts | 14.6 | 3.0 | — | 1.5 | 48.7 | — |
| Comprehensive | 34.8 | 60.0 pts | 26.1 | 85.3 | 57.4 | 35.2 | 25.3 | 34.3 |
| Collision | 36.7 | 51.9 pts | 13.4 | 33.3 | 64.1 | 40.1 | 48.7 | 12.1 |
Widest coverage spread
Comprehensive
Safeco and Progressive are 60.0 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 1.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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