Broadly lower position · Russian River Md, Sonoma County · California ZIP 95486
Russian River Md ZIP 95486 ranks near the lower end across plans.
Travelers ranks highest (30.0); Safeco ranks lowest (9.1). The middle bodily-injury percentile is 21.9. Reviewed plans are 20.9 points apart. Collision splits more (73.1 points), with Tesla Insurance highest and Safeco lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
21.9
Middle percentile across available plans.
BI plan spread
20.9
Travelers to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Safeco lowest.
Travelers
Quantum Auto 2.0
30.0
Within-plan percentile
Farmers
Farmers Auto
25.2
Within-plan percentile
State Farm
Private Passenger Auto
24.9
Within-plan percentile
Progressive
CA Select PPA
18.8
Within-plan percentile
Tesla Insurance
Tesla PPA
15.7
Within-plan percentile
Safeco
Private Passenger Auto
9.1
Within-plan percentile
Tesla Insurance ranks highest (79.6); Safeco ranks lowest (6.5). Collision spread is 73.1 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 21.9 | 20.9 pts | 15.7 | 9.1 | 30.0 | 25.2 | 18.8 | 24.9 |
| Property damage | 34.3 | 17.3 pts | 34.5 | 36.5 | 42.1 | 32.7 | 34.0 | 24.9 |
| Medical payments | 41.0 | 64.1 pts | 70.2 | 45.8 | 6.1 | 44.6 | 37.4 | 31.9 |
| Uninsured motorist BI | 16.3 | 11.1 pts | 14.6 | 16.3 | — | 17.0 | 18.8 | 7.7 |
| Uninsured motorist PD | 28.9 | 26.3 pts | 27.1 | 30.7 | — | 17.0 | 43.3 | — |
| Comprehensive | 43.8 | 33.4 pts | 59.3 | 64.4 | 31.0 | 42.2 | 31.6 | 45.4 |
| Collision | 51.5 | 73.1 pts | 79.6 | 6.5 | 75.4 | 9.5 | 43.3 | 59.8 |
Widest coverage spread
Collision
Tesla Insurance and Safeco are 73.1 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 11.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Santa Rosa, Sonoma County
95407
State Farm ranks highest (74.1); Farmers ranks lowest (4.2).
Read breakdownJenner, Sonoma County
95450
Progressive ranks highest (82.4); Travelers ranks lowest (13.6).
Read breakdownLoch Lomond, Lake County
95426
Progressive ranks highest (80.7); Travelers ranks lowest (16.1).
Read breakdown