Broadly lower position · Westport, Mendocino County · California ZIP 95488
Westport ZIP 95488 ranks near the lower end across plans.
Farmers ranks highest (8.2); Safeco ranks lowest (1.9). The middle bodily-injury percentile is 3.7. Reviewed plans are 6.3 points apart. Collision splits more (39.5 points), with Travelers highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
3.7
Middle percentile across available plans.
BI plan spread
6.3
Farmers to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Safeco lowest.
Farmers
Farmers Auto
8.2
Within-plan percentile
State Farm
Private Passenger Auto
7.6
Within-plan percentile
Travelers
Quantum Auto 2.0
4.5
Within-plan percentile
Progressive
CA Select PPA
2.9
Within-plan percentile
Tesla Insurance
Tesla PPA
2.3
Within-plan percentile
Safeco
Private Passenger Auto
1.9
Within-plan percentile
Travelers ranks highest (87.4); Tesla Insurance ranks lowest (47.9). Collision spread is 39.5 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 3.7 | 6.3 pts | 2.3 | 1.9 | 4.5 | 8.2 | 2.9 | 7.6 |
| Property damage | 25.3 | 39.9 pts | 47.4 | 31.1 | 8.2 | 32.7 | 19.6 | 7.6 |
| Medical payments | 27.4 | 65.3 pts | 28.1 | 72.0 | 11.1 | 36.8 | 6.7 | 26.7 |
| Uninsured motorist BI | 12.0 | 26.8 pts | 12.0 | 6.9 | — | 29.7 | 2.9 | 21.3 |
| Uninsured motorist PD | 22.7 | 66.5 pts | 11.9 | 15.8 | — | 29.7 | 78.4 | — |
| Comprehensive | 67.8 | 43.2 pts | 69.9 | 86.5 | 43.4 | 65.8 | 80.7 | 47.3 |
| Collision | 74.6 | 39.5 pts | 47.9 | 79.5 | 87.4 | 67.2 | 78.4 | 70.8 |
Widest coverage spread
Uninsured motorist PD
Progressive and Tesla Insurance are 66.5 percentile points apart.
Closest agreement
Bodily injury
Available plans are 6.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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