Broadly lower position · Witter Springs, Lake County · California ZIP 95493
Witter Springs ZIP 95493 ranks near the lower end across plans.
Progressive ranks highest (25.3); Safeco ranks lowest (13.1). The middle bodily-injury percentile is 15.2. Reviewed plans are 12.2 points apart. Collision splits more (73.2 points), with Tesla Insurance highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
15.2
Middle percentile across available plans.
BI plan spread
12.2
Progressive to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Safeco lowest.
Progressive
CA Select PPA
25.3
Within-plan percentile
Travelers
Quantum Auto 2.0
17.1
Within-plan percentile
State Farm
Private Passenger Auto
16.7
Within-plan percentile
Tesla Insurance
Tesla PPA
13.7
Within-plan percentile
Safeco
Private Passenger Auto
13.1
Within-plan percentile
Farmers
Farmers Auto
13.1
Within-plan percentile
Tesla Insurance ranks highest (89.8); Farmers ranks lowest (16.7). Collision spread is 73.2 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 15.2 | 12.2 pts | 13.7 | 13.1 | 17.1 | 13.1 | 25.3 | 16.7 |
| Property damage | 26.6 | 33.5 pts | 30.0 | 33.3 | 23.2 | 43.5 | 9.9 | 16.7 |
| Medical payments | 24.6 | 56.6 pts | 12.3 | 27.3 | 21.9 | 34.0 | 69.0 | 18.2 |
| Uninsured motorist BI | 10.2 | 21.8 pts | 2.7 | 6.4 | — | 18.1 | 24.5 | 10.2 |
| Uninsured motorist PD | 18.7 | 38.4 pts | 8.5 | 19.2 | — | 18.1 | 46.8 | — |
| Comprehensive | 62.0 | 49.3 pts | 54.2 | 74.9 | 60.3 | 63.7 | 67.1 | 25.5 |
| Collision | 57.3 | 73.2 pts | 89.8 | 67.7 | 71.1 | 16.7 | 46.8 | 24.1 |
Widest coverage spread
Collision
Tesla Insurance and Farmers are 73.2 percentile points apart.
Closest agreement
Bodily injury
Available plans are 12.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Middletown, Lake County
95461
Progressive ranks highest (92.9); Travelers ranks lowest (16.1).
Read breakdownClearlake Oaks, Lake County
95423
Progressive ranks highest (86.4); Travelers ranks lowest (10.6).
Read breakdownWilliams, Colusa County
95987
Farmers ranks highest (79.4); Progressive ranks lowest (8.2).
Read breakdown