Plans disagree · Eureka, Humboldt County · California ZIP 95534
Tesla Insurance and Safeco place Eureka ZIP 95534 very differently.
Tesla Insurance ranks highest (46.1); Safeco ranks lowest (2.9). The middle bodily-injury percentile is 17.6. Reviewed plans are 43.2 points apart. Collision splits more (69.8 points), with Tesla Insurance highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
17.6
Middle percentile across available plans.
BI plan spread
43.2
Tesla Insurance to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Safeco lowest.
Tesla Insurance
Tesla PPA
46.1
Within-plan percentile
State Farm
Private Passenger Auto
34.2
Within-plan percentile
Progressive
CA Select PPA
18.0
Within-plan percentile
Travelers
Quantum Auto 2.0
17.1
Within-plan percentile
Farmers
Farmers Auto
4.8
Within-plan percentile
Safeco
Private Passenger Auto
2.9
Within-plan percentile
Tesla Insurance ranks highest (88.9); Travelers ranks lowest (19.1). Collision spread is 69.8 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 17.6 | 43.2 pts | 46.1 | 2.9 | 17.1 | 4.8 | 18.0 | 34.2 |
| Property damage | 22.0 | 21.1 pts | 15.9 | 13.1 | 26.5 | 17.6 | 26.6 | 34.2 |
| Medical payments | 28.4 | 53.3 pts | 27.7 | 23.6 | 16.3 | 49.9 | 29.1 | 69.5 |
| Uninsured motorist BI | 21.4 | 61.6 pts | 21.4 | 2.4 | — | 64.0 | 18.0 | 22.7 |
| Uninsured motorist PD | 41.3 | 68.4 pts | 18.7 | 11.1 | — | 64.0 | 79.5 | — |
| Comprehensive | 35.9 | 87.4 pts | 97.3 | 59.1 | 47.4 | 9.8 | 24.5 | 11.7 |
| Collision | 67.6 | 69.8 pts | 88.9 | 72.2 | 19.1 | 63.0 | 79.5 | 42.5 |
Widest coverage spread
Comprehensive
Tesla Insurance and Farmers are 87.4 percentile points apart.
Closest agreement
Property damage
Available plans are 21.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Eureka, Humboldt County
95501
State Farm ranks highest (47.3); Tesla Insurance ranks lowest (3.3).
Read breakdownEureka, Humboldt County
95502
Progressive ranks highest (66.7); Tesla Insurance ranks lowest (3.3).
Read breakdownEureka, Humboldt County
95503
State Farm ranks highest (34.2); Tesla Insurance ranks lowest (7.5).
Read breakdown