Broadly lower position · Honeydew, Humboldt County · California ZIP 95545
Honeydew ZIP 95545 ranks near the lower end across plans.
Tesla Insurance ranks highest (22.2); Farmers ranks lowest (0.6). The middle bodily-injury percentile is 4.6. Reviewed plans are 21.6 points apart. Collision splits more (41.9 points), with Progressive highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
4.6
Middle percentile across available plans.
BI plan spread
21.6
Tesla Insurance to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Farmers lowest.
Tesla Insurance
Tesla PPA
22.2
Within-plan percentile
Travelers
Quantum Auto 2.0
11.3
Within-plan percentile
State Farm
Private Passenger Auto
4.7
Within-plan percentile
Safeco
Private Passenger Auto
4.5
Within-plan percentile
Progressive
CA Select PPA
3.9
Within-plan percentile
Farmers
Farmers Auto
0.6
Within-plan percentile
Progressive ranks highest (85.4); Tesla Insurance ranks lowest (43.5). Collision spread is 41.9 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 4.6 | 21.6 pts | 22.2 | 4.5 | 11.3 | 0.6 | 3.9 | 4.7 |
| Property damage | 8.6 | 14.2 pts | 1.4 | 15.6 | 8.2 | 9.7 | 9.0 | 4.7 |
| Medical payments | 15.4 | 25.0 pts | 13.4 | 16.8 | 37.7 | 26.4 | 14.0 | 12.7 |
| Uninsured motorist BI | 3.8 | 43.8 pts | 3.8 | 1.1 | — | 44.9 | 3.3 | 5.6 |
| Uninsured motorist PD | 43.2 | 80.8 pts | 41.4 | 4.6 | — | 44.9 | 85.4 | — |
| Comprehensive | 55.0 | 64.3 pts | 54.2 | 81.1 | 77.1 | 16.8 | 51.5 | 55.8 |
| Collision | 72.6 | 41.9 pts | 43.5 | 76.1 | 57.1 | 69.2 | 85.4 | 81.7 |
Widest coverage spread
Uninsured motorist PD
Progressive and Safeco are 80.8 percentile points apart.
Closest agreement
Property damage
Available plans are 14.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Ferndale, Humboldt County
95536
Progressive ranks highest (79.3); Farmers ranks lowest (1.4).
Read breakdownMyers Flat, Humboldt County
95554
Tesla Insurance ranks highest (76.9); Travelers ranks lowest (7.8).
Read breakdownLaytonville, Mendocino County
95454
Tesla Insurance ranks highest (69.1); Progressive ranks lowest (1.3).
Read breakdown