Compared ZIP · Tahoe Vista, Placer County · California ZIP 95604
In Tahoe Vista ZIP 95604, Farmers ranks highest and State Farm ranks lowest.
Farmers ranks highest (67.3); State Farm ranks lowest (37.7). The middle bodily-injury percentile is 60.1. Reviewed plans are 29.7 points apart. Collision splits more (55.1 points), with State Farm highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
60.1
Middle percentile across available plans.
BI plan spread
29.7
Farmers to State Farm.
Plans available
4
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, State Farm lowest.
Farmers
Farmers Auto
67.3
Within-plan percentile
Safeco
Private Passenger Auto
62.8
Within-plan percentile
Tesla Insurance
Tesla PPA
57.3
Within-plan percentile
State Farm
Private Passenger Auto
37.7
Within-plan percentile
Travelers
Quantum Auto 2.0
—
Within-plan percentile
Progressive
CA Select PPA
—
Within-plan percentile
State Farm ranks highest (58.4); Tesla Insurance ranks lowest (3.4). Collision spread is 55.1 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 60.1 | 29.7 pts | 57.3 | 62.8 | — | 67.3 | — | 37.7 |
| Property damage | 39.9 | 26.1 pts | 30.0 | 56.1 | — | 42.1 | — | 37.7 |
| Medical payments | 58.9 | 42.4 pts | 29.0 | 67.9 | — | 49.9 | — | 71.4 |
| Uninsured motorist BI | 68.8 | 47.8 pts | 73.2 | 64.5 | — | 89.3 | — | 41.4 |
| Uninsured motorist PD | 58.5 | 77.4 pts | 11.9 | 58.5 | — | 89.3 | — | — |
| Comprehensive | 62.1 | 49.6 pts | 80.2 | 49.4 | — | 30.6 | — | 74.8 |
| Collision | 36.1 | 55.1 pts | 3.4 | 46.2 | — | 26.1 | — | 58.4 |
Widest coverage spread
Uninsured motorist PD
Farmers and Tesla Insurance are 77.4 percentile points apart.
Closest agreement
Property damage
Available plans are 26.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Downieville, Sierra County
95936
Progressive ranks highest (82.4); Tesla Insurance ranks lowest (3.8).
Read breakdownSouth Lake Tahoe, El Dorado County
96150
Tesla Insurance ranks highest (84.0); Travelers ranks lowest (7.0).
Read breakdownTwin Bridges, El Dorado County
95735
Progressive ranks highest (78.4); Travelers ranks lowest (3.6).
Read breakdown