Compared ZIP · Citrus Heights, Sacramento County · California ZIP 95610
In Citrus Heights ZIP 95610, Safeco ranks highest and Progressive ranks lowest.
Safeco ranks highest (82.8); Progressive ranks lowest (48.8). The middle bodily-injury percentile is 79.2. Reviewed plans are 34.0 points apart. Collision splits more (90.7 points), with Tesla Insurance highest and State Farm lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
79.2
Middle percentile across available plans.
BI plan spread
34.0
Safeco to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Safeco highest, Progressive lowest.
Safeco
Private Passenger Auto
82.8
Within-plan percentile
Farmers
Farmers Auto
82.5
Within-plan percentile
Tesla Insurance
Tesla PPA
79.4
Within-plan percentile
Travelers
Quantum Auto 2.0
78.9
Within-plan percentile
State Farm
Private Passenger Auto
63.6
Within-plan percentile
Progressive
CA Select PPA
48.8
Within-plan percentile
Tesla Insurance ranks highest (91.8); State Farm ranks lowest (1.2). Collision spread is 90.7 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 79.2 | 34.0 pts | 79.4 | 82.8 | 78.9 | 82.5 | 48.8 | 63.6 |
| Property damage | 77.2 | 39.1 pts | 74.6 | 85.4 | 79.8 | 88.5 | 49.5 | 63.6 |
| Medical payments | 58.4 | 54.2 pts | 52.5 | 85.0 | 54.4 | 62.4 | 94.7 | 40.4 |
| Uninsured motorist BI | 82.6 | 38.2 pts | 82.6 | 86.8 | — | 85.8 | 48.7 | 66.1 |
| Uninsured motorist PD | 81.8 | 51.7 pts | 85.2 | 78.4 | — | 85.8 | 34.2 | — |
| Comprehensive | 38.8 | 85.6 pts | 92.6 | 54.7 | 53.5 | 24.0 | 17.2 | 7.1 |
| Collision | 46.3 | 90.7 pts | 91.8 | 58.4 | 64.1 | 29.5 | 34.2 | 1.2 |
Widest coverage spread
Collision
Tesla Insurance and State Farm are 90.7 percentile points apart.
Closest agreement
Bodily injury
Available plans are 34.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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