Compared ZIP · Citrus Heights, Sacramento County · California ZIP 95621
In Citrus Heights ZIP 95621, Progressive ranks highest and Tesla Insurance ranks lowest.
Progressive ranks highest (87.9); Tesla Insurance ranks lowest (60.3). The middle bodily-injury percentile is 77.7. Reviewed plans are 27.7 points apart. Collision splits more (53.9 points), with Safeco highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
77.7
Middle percentile across available plans.
BI plan spread
27.7
Progressive to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Tesla Insurance lowest.
Progressive
CA Select PPA
87.9
Within-plan percentile
Farmers
Farmers Auto
86.4
Within-plan percentile
Travelers
Quantum Auto 2.0
78.9
Within-plan percentile
State Farm
Private Passenger Auto
76.4
Within-plan percentile
Safeco
Private Passenger Auto
68.2
Within-plan percentile
Tesla Insurance
Tesla PPA
60.3
Within-plan percentile
Safeco ranks highest (58.3); Farmers ranks lowest (4.4). Collision spread is 53.9 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 77.7 | 27.7 pts | 60.3 | 68.2 | 78.9 | 86.4 | 87.9 | 76.4 |
| Property damage | 74.5 | 23.5 pts | 56.4 | 79.9 | 72.5 | 78.6 | 58.5 | 76.4 |
| Medical payments | 70.8 | 32.0 pts | 56.1 | 81.7 | 73.4 | 59.9 | 88.1 | 68.2 |
| Uninsured motorist BI | 77.6 | 27.2 pts | 76.9 | 77.6 | — | 93.3 | 88.0 | 66.1 |
| Uninsured motorist PD | 84.4 | 83.5 pts | 89.8 | 79.1 | — | 93.3 | 9.8 | — |
| Comprehensive | 36.5 | 70.6 pts | 80.2 | 48.6 | 77.1 | 21.5 | 24.5 | 9.7 |
| Collision | 40.8 | 53.9 pts | 31.5 | 58.3 | 50.0 | 4.4 | 9.8 | 51.1 |
Widest coverage spread
Uninsured motorist PD
Farmers and Progressive are 83.5 percentile points apart.
Closest agreement
Property damage
Available plans are 23.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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