Compared ZIP · Elk Grove, Sacramento County · California ZIP 95624
In Elk Grove ZIP 95624, Farmers ranks highest and Progressive ranks lowest.
Farmers ranks highest (92.7); Progressive ranks lowest (54.9). The middle bodily-injury percentile is 74.6. Reviewed plans are 37.8 points apart. Collision splits more (52.0 points), with Travelers highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
74.6
Middle percentile across available plans.
BI plan spread
37.8
Farmers to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Progressive lowest.
Farmers
Farmers Auto
92.7
Within-plan percentile
Safeco
Private Passenger Auto
81.0
Within-plan percentile
Travelers
Quantum Auto 2.0
75.3
Within-plan percentile
Tesla Insurance
Tesla PPA
74.0
Within-plan percentile
State Farm
Private Passenger Auto
72.3
Within-plan percentile
Progressive
CA Select PPA
54.9
Within-plan percentile
Travelers ranks highest (57.1); Tesla Insurance ranks lowest (5.1). Collision spread is 52.0 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 74.6 | 37.8 pts | 74.0 | 81.0 | 75.3 | 92.7 | 54.9 | 72.3 |
| Property damage | 62.3 | 28.5 pts | 43.8 | 64.7 | 66.4 | 59.8 | 48.1 | 72.3 |
| Medical payments | 70.4 | 39.5 pts | 71.7 | 83.3 | 80.0 | 43.8 | 57.4 | 69.0 |
| Uninsured motorist BI | 83.7 | 40.2 pts | 83.7 | 87.3 | — | 95.1 | 54.8 | 77.8 |
| Uninsured motorist PD | 71.1 | 67.6 pts | 69.0 | 73.2 | — | 95.1 | 27.5 | — |
| Comprehensive | 45.5 | 71.0 pts | 80.2 | 61.3 | 60.3 | 30.6 | 9.2 | 9.7 |
| Collision | 43.7 | 52.0 pts | 5.1 | 46.2 | 57.1 | 41.3 | 27.5 | 51.1 |
Widest coverage spread
Comprehensive
Tesla Insurance and Progressive are 71.0 percentile points apart.
Closest agreement
Property damage
Available plans are 28.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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