Plans disagree · Hood, Sacramento County · California ZIP 95639
Travelers and Safeco place Hood ZIP 95639 very differently.
Travelers ranks highest (70.9); Safeco ranks lowest (28.7). The middle bodily-injury percentile is 53.9. Reviewed plans are 42.2 points apart. Collision splits more (52.3 points), with State Farm highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
53.9
Middle percentile across available plans.
BI plan spread
42.2
Travelers to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Safeco lowest.
Travelers
Quantum Auto 2.0
70.9
Within-plan percentile
Tesla Insurance
Tesla PPA
66.7
Within-plan percentile
Farmers
Farmers Auto
63.2
Within-plan percentile
State Farm
Private Passenger Auto
44.5
Within-plan percentile
Progressive
CA Select PPA
39.6
Within-plan percentile
Safeco
Private Passenger Auto
28.7
Within-plan percentile
State Farm ranks highest (58.4); Farmers ranks lowest (6.2). Collision spread is 52.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 53.9 | 42.2 pts | 66.7 | 28.7 | 70.9 | 63.2 | 39.6 | 44.5 |
| Property damage | 39.5 | 29.6 pts | 34.5 | 26.6 | 56.2 | 31.5 | 47.8 | 44.5 |
| Medical payments | 57.7 | 49.1 pts | 49.9 | 55.0 | 77.1 | 28.1 | 71.8 | 60.4 |
| Uninsured motorist BI | 43.2 | 64.3 pts | 91.1 | 28.6 | — | 92.8 | 39.9 | 43.2 |
| Uninsured motorist PD | 52.1 | 52.6 pts | 54.7 | 40.2 | — | 92.8 | 49.6 | — |
| Comprehensive | 62.6 | 66.0 pts | 89.2 | 69.3 | 66.0 | 38.1 | 23.2 | 59.1 |
| Collision | 23.2 | 52.3 pts | 16.5 | 19.8 | 26.6 | 6.2 | 49.6 | 58.4 |
Widest coverage spread
Comprehensive
Tesla Insurance and Progressive are 66.0 percentile points apart.
Closest agreement
Property damage
Available plans are 29.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Sacramento
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