Plans disagree · Pilot Hill, El Dorado County · California ZIP 95664
Tesla Insurance and State Farm place Pilot Hill ZIP 95664 very differently.
Tesla Insurance ranks highest (82.5); State Farm ranks lowest (37.0). The middle bodily-injury percentile is 63.8. Reviewed plans are 45.5 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
63.8
Middle percentile across available plans.
BI plan spread
45.5
Tesla Insurance to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, State Farm lowest.
Tesla Insurance
Tesla PPA
82.5
Within-plan percentile
Safeco
Private Passenger Auto
72.1
Within-plan percentile
Travelers
Quantum Auto 2.0
65.8
Within-plan percentile
Progressive
CA Select PPA
61.8
Within-plan percentile
Farmers
Farmers Auto
52.8
Within-plan percentile
State Farm
Private Passenger Auto
37.0
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 63.8 | 45.5 pts | 82.5 | 72.1 | 65.8 | 52.8 | 61.8 | 37.0 |
| Property damage | 48.1 | 35.7 pts | 47.4 | 32.2 | 48.7 | 67.9 | 54.5 | 37.0 |
| Medical payments | 43.4 | 70.6 pts | 65.0 | 24.5 | 3.8 | 26.4 | 74.4 | 60.4 |
| Uninsured motorist BI | 72.2 | 27.4 pts | 72.2 | 53.8 | — | 81.2 | 62.5 | 80.7 |
| Uninsured motorist PD | 23.8 | 77.1 pts | 5.5 | 4.1 | — | 81.2 | 42.1 | — |
| Comprehensive | 78.5 | 39.3 pts | 80.2 | 92.9 | 53.5 | 76.8 | 71.9 | 89.3 |
| Collision | 45.1 | 52.2 pts | 18.5 | 48.1 | 17.0 | 69.2 | 42.1 | 64.1 |
Widest coverage spread
Uninsured motorist PD
Farmers and Safeco are 77.1 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 27.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Placerville, El Dorado County
95667
Progressive ranks highest (91.2); State Farm ranks lowest (22.1).
Read breakdownGarden Valley, El Dorado County
95633
Progressive ranks highest (91.2); State Farm ranks lowest (22.1).
Read breakdownGold River, Sacramento County
95670
Farmers ranks highest (88.1); Progressive ranks lowest (21.1).
Read breakdown