Plans disagree · El Dorado Hills, Sacramento County · California ZIP 95671
Farmers and State Farm place El Dorado Hills ZIP 95671 very differently.
Farmers ranks highest (88.1); State Farm ranks lowest (41.8). The middle bodily-injury percentile is 65.0. Reviewed plans are 46.4 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
65.0
Middle percentile across available plans.
BI plan spread
46.4
Farmers to State Farm.
Plans available
2
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, State Farm lowest.
Farmers
Farmers Auto
88.1
Within-plan percentile
State Farm
Private Passenger Auto
41.8
Within-plan percentile
Tesla Insurance
Tesla PPA
—
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Travelers
Quantum Auto 2.0
—
Within-plan percentile
Progressive
CA Select PPA
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 65.0 | 46.4 pts | — | — | — | 88.1 | — | 41.8 |
| Property damage | 49.2 | 14.9 pts | — | — | — | 56.7 | — | 41.8 |
| Medical payments | 49.4 | 65.7 pts | — | — | — | 82.2 | — | 16.5 |
| Uninsured motorist BI | 90.8 | 16.9 pts | — | — | — | 99.3 | — | 82.4 |
| Uninsured motorist PD | 99.3 | — | — | — | — | 99.3 | — | — |
| Comprehensive | 20.5 | 35.3 pts | — | — | — | 38.1 | — | 2.8 |
| Collision | 31.6 | 37.0 pts | — | — | — | 50.1 | — | 13.1 |
Widest coverage spread
Medical payments
Farmers and State Farm are 65.7 percentile points apart.
Closest agreement
Property damage
Available plans are 14.9 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Sacramento
95826
Farmers ranks highest (91.8); Progressive ranks lowest (13.3).
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Farmers ranks highest (88.1); Progressive ranks lowest (21.1).
Read breakdownRancho Cordova, Sacramento County
95742
Tesla Insurance ranks highest (82.6); Farmers ranks lowest (18.4).
Read breakdown