Broadly higher position · Rio Linda, Sacramento County · California ZIP 95673
Rio Linda ZIP 95673 ranks near the higher end across plans.
Farmers ranks highest (94.1); State Farm ranks lowest (79.6). The middle bodily-injury percentile is 87.1. Reviewed plans are 14.5 points apart. Collision splits more (32.9 points), with Progressive highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
87.1
Middle percentile across available plans.
BI plan spread
14.5
Farmers to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, State Farm lowest.
Farmers
Farmers Auto
94.1
Within-plan percentile
Progressive
CA Select PPA
89.5
Within-plan percentile
Travelers
Quantum Auto 2.0
87.2
Within-plan percentile
Safeco
Private Passenger Auto
86.9
Within-plan percentile
Tesla Insurance
Tesla PPA
86.1
Within-plan percentile
State Farm
Private Passenger Auto
79.6
Within-plan percentile
Progressive ranks highest (76.5); Tesla Insurance ranks lowest (43.5). Collision spread is 32.9 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 87.1 | 14.5 pts | 86.1 | 86.9 | 87.2 | 94.1 | 89.5 | 79.6 |
| Property damage | 79.7 | 16.6 pts | 71.7 | 77.4 | 79.8 | 88.3 | 84.9 | 79.6 |
| Medical payments | 75.6 | 19.6 pts | 65.9 | 74.1 | 77.1 | 62.4 | 82.0 | 78.8 |
| Uninsured motorist BI | 84.8 | 8.2 pts | 84.2 | 84.8 | — | 89.7 | 89.6 | 81.5 |
| Uninsured motorist PD | 87.6 | 17.2 pts | 85.6 | 93.6 | — | 89.7 | 76.5 | — |
| Comprehensive | 77.0 | 60.0 pts | 80.2 | 84.3 | 91.6 | 73.8 | 31.6 | 47.3 |
| Collision | 66.1 | 32.9 pts | 43.5 | 51.7 | 71.1 | 71.9 | 76.5 | 61.2 |
Widest coverage spread
Comprehensive
Travelers and Progressive are 60.0 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 8.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Sacramento
95826
Farmers ranks highest (91.8); Progressive ranks lowest (13.3).
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95670
Farmers ranks highest (88.1); Progressive ranks lowest (21.1).
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95776
Progressive ranks highest (82.4); Safeco ranks lowest (20.1).
Read breakdown