ZIP breakdowns

Plans disagree · Rancho Murieta, Sacramento County · California ZIP 95683

Tesla Insurance and Progressive place Rancho Murieta ZIP 95683 very differently.

Tesla Insurance ranks highest (82.3); Progressive ranks lowest (37.8). The middle bodily-injury percentile is 59.8. Reviewed plans are 44.5 points apart. Collision splits more (86.0 points), with Tesla Insurance highest and Safeco lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

59.8

Middle percentile across available plans.

BI plan spread

44.5

Tesla Insurance to Progressive.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Tesla Insurance highest, Progressive lowest.

Tesla Insurance

Tesla PPA

Highest

82.3

Within-plan percentile

Filed factor1.1828

Safeco

Private Passenger Auto

79.9

Within-plan percentile

Filed factor0.9756

Farmers

Farmers Auto

66.2

Within-plan percentile

Filed factor1.0236

Travelers

Quantum Auto 2.0

53.4

Within-plan percentile

Filed factor0.766

State Farm

Private Passenger Auto

47.3

Within-plan percentile

Filed factor0.855

Progressive

CA Select PPA

Lowest

37.8

Within-plan percentile

Filed factor0.83

Tesla Insurance ranks highest (91.8); Safeco ranks lowest (5.9). Collision spread is 86.0 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 95683 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury59.844.5 pts82.379.953.466.237.847.3
Property damage22.834.8 pts13.312.642.115.230.447.3
Medical payments63.378.1 pts70.29.268.228.187.258.5
Uninsured motorist BI82.452.8 pts90.072.490.637.882.4
Uninsured motorist PD46.148.4 pts42.245.490.646.8
Comprehensive47.184.4 pts89.257.453.54.816.840.6
Collision39.886.0 pts91.85.935.044.546.833.9

Widest coverage spread

Collision

Tesla Insurance and Safeco are 86.0 percentile points apart.

Closest agreement

Property damage

Available plans are 34.8 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Rancho Murieta, Sacramento County ZIP 95683 Auto Insurance Factors | GoodDriver California