Compared ZIP · Winters, Yolo County · California ZIP 95694
In Winters ZIP 95694, Tesla Insurance ranks highest and Safeco ranks lowest.
Tesla Insurance ranks highest (69.1); Safeco ranks lowest (39.5). The middle bodily-injury percentile is 53.3. Reviewed plans are 29.6 points apart. Collision splits more (43.1 points), with Safeco highest and Progressive lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
53.3
Middle percentile across available plans.
BI plan spread
29.6
Tesla Insurance to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Safeco lowest.
Tesla Insurance
Tesla PPA
69.1
Within-plan percentile
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
Farmers
Farmers Auto
56.7
Within-plan percentile
Progressive
CA Select PPA
49.9
Within-plan percentile
State Farm
Private Passenger Auto
40.3
Within-plan percentile
Safeco
Private Passenger Auto
39.5
Within-plan percentile
Safeco ranks highest (48.1); Progressive ranks lowest (5.1). Collision spread is 43.1 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 53.3 | 29.6 pts | 69.1 | 39.5 | 58.1 | 56.7 | 49.9 | 40.3 |
| Property damage | 38.1 | 43.6 pts | 30.0 | 24.3 | 35.9 | 67.9 | 45.4 | 40.3 |
| Medical payments | 7.0 | 26.1 pts | 29.6 | 9.2 | 3.8 | 4.9 | 3.5 | 14.0 |
| Uninsured motorist BI | 65.7 | 31.4 pts | 66.1 | 46.3 | — | 77.7 | 49.9 | 65.7 |
| Uninsured motorist PD | 5.8 | 74.7 pts | 6.6 | 3.0 | — | 77.7 | 5.1 | — |
| Comprehensive | 30.4 | 74.3 pts | 80.2 | 54.7 | 39.5 | 5.9 | 16.3 | 21.3 |
| Collision | 16.3 | 43.1 pts | 24.4 | 48.1 | 11.1 | 18.1 | 5.1 | 14.6 |
Widest coverage spread
Uninsured motorist PD
Farmers and Safeco are 74.7 percentile points apart.
Closest agreement
Medical payments
Available plans are 26.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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