ZIP breakdowns

Plans disagree · El Dorado Hills, El Dorado County · California ZIP 95762

Progressive and Tesla Insurance place El Dorado Hills ZIP 95762 very differently.

Progressive ranks highest (80.0); Tesla Insurance ranks lowest (25.9). The middle bodily-injury percentile is 46.5. Reviewed plans are 54.1 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

46.5

Middle percentile across available plans.

BI plan spread

54.1

Progressive to Tesla Insurance.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Progressive highest, Tesla Insurance lowest.

Progressive

CA Select PPA

Highest

80.0

Within-plan percentile

Filed factor1.079

Travelers

Quantum Auto 2.0

70.9

Within-plan percentile

Filed factor0.837

Farmers

Farmers Auto

52.8

Within-plan percentile

Filed factor0.9652

Safeco

Private Passenger Auto

40.2

Within-plan percentile

Filed factor0.8435

State Farm

Private Passenger Auto

39.5

Within-plan percentile

Filed factor0.815

Tesla Insurance

Tesla PPA

Lowest

25.9

Within-plan percentile

Filed factor0.9416

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 95762 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury46.554.1 pts25.940.270.952.880.039.5
Property damage45.131.7 pts50.630.256.233.561.839.5
Medical payments13.050.9 pts54.714.13.840.311.96.9
Uninsured motorist BI79.036.4 pts86.850.475.079.979.0
Uninsured motorist PD16.464.8 pts10.211.875.021.0
Comprehensive27.877.6 pts80.261.341.913.72.610.5
Collision17.838.2 pts7.243.711.145.521.014.6

Widest coverage spread

Comprehensive

Tesla Insurance and Progressive are 77.6 percentile points apart.

Closest agreement

Property damage

Available plans are 31.7 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

El Dorado Hills, El Dorado County ZIP 95762 Auto Insurance Factors | GoodDriver California