Compared ZIP · Sacramento · California ZIP 95815
In Sacramento ZIP 95815, State Farm ranks highest and Progressive ranks lowest.
State Farm ranks highest (85.9); Progressive ranks lowest (46.0). The middle bodily-injury percentile is 77.1. Reviewed plans are 39.9 points apart. Collision splits more (84.7 points), with Travelers highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
77.1
Middle percentile across available plans.
BI plan spread
39.9
State Farm to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Progressive lowest.
State Farm
Private Passenger Auto
85.9
Within-plan percentile
Travelers
Quantum Auto 2.0
82.4
Within-plan percentile
Farmers
Farmers Auto
79.2
Within-plan percentile
Tesla Insurance
Tesla PPA
75.1
Within-plan percentile
Safeco
Private Passenger Auto
75.0
Within-plan percentile
Progressive
CA Select PPA
46.0
Within-plan percentile
Travelers ranks highest (89.1); Tesla Insurance ranks lowest (4.3). Collision spread is 84.7 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 77.1 | 39.9 pts | 75.1 | 75.0 | 82.4 | 79.2 | 46.0 | 85.9 |
| Property damage | 86.6 | 39.4 pts | 88.2 | 88.9 | 87.3 | 69.2 | 49.5 | 85.9 |
| Medical payments | 89.7 | 30.2 pts | 66.4 | 93.4 | 80.0 | 86.0 | 95.7 | 96.5 |
| Uninsured motorist BI | 87.5 | 44.8 pts | 87.5 | 92.1 | — | 91.9 | 47.3 | 73.8 |
| Uninsured motorist PD | 93.9 | 38.9 pts | 97.8 | 95.9 | — | 91.9 | 58.9 | — |
| Comprehensive | 84.9 | 30.3 pts | 85.8 | 95.8 | 91.6 | 81.0 | 65.5 | 83.9 |
| Collision | 77.9 | 84.7 pts | 4.3 | 72.5 | 89.1 | 83.4 | 58.9 | 87.3 |
Widest coverage spread
Collision
Travelers and Tesla Insurance are 84.7 percentile points apart.
Closest agreement
Medical payments
Available plans are 30.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.