Compared ZIP · Sacramento · California ZIP 95824
In Sacramento ZIP 95824, Farmers ranks highest and Safeco ranks lowest.
Farmers ranks highest (89.1); Safeco ranks lowest (59.5). The middle bodily-injury percentile is 81.8. Reviewed plans are 29.6 points apart. Collision splits more (71.4 points), with State Farm highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
81.8
Middle percentile across available plans.
BI plan spread
29.6
Farmers to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Safeco lowest.
Farmers
Farmers Auto
89.1
Within-plan percentile
Progressive
CA Select PPA
88.4
Within-plan percentile
Travelers
Quantum Auto 2.0
82.4
Within-plan percentile
State Farm
Private Passenger Auto
81.3
Within-plan percentile
Tesla Insurance
Tesla PPA
77.9
Within-plan percentile
Safeco
Private Passenger Auto
59.5
Within-plan percentile
State Farm ranks highest (91.2); Tesla Insurance ranks lowest (19.7). Collision spread is 71.4 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 81.8 | 29.6 pts | 77.9 | 59.5 | 82.4 | 89.1 | 88.4 | 81.3 |
| Property damage | 70.3 | 41.7 pts | 68.0 | 82.6 | 72.5 | 41.0 | 63.1 | 81.3 |
| Medical payments | 95.3 | 14.0 pts | 85.1 | 95.2 | 84.9 | 97.6 | 95.5 | 98.9 |
| Uninsured motorist BI | 81.2 | 61.7 pts | 81.2 | 92.2 | — | 69.8 | 88.4 | 30.5 |
| Uninsured motorist PD | 91.8 | 28.9 pts | 95.6 | 98.7 | — | 69.8 | 88.1 | — |
| Comprehensive | 83.5 | 21.4 pts | 80.2 | 91.6 | 93.8 | 72.4 | 86.8 | 77.8 |
| Collision | 84.2 | 71.4 pts | 19.7 | 52.1 | 89.1 | 80.3 | 88.1 | 91.2 |
Widest coverage spread
Collision
State Farm and Tesla Insurance are 71.4 percentile points apart.
Closest agreement
Medical payments
Available plans are 14.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Sacramento
95826
Farmers ranks highest (91.8); Progressive ranks lowest (13.3).
Read breakdownGold River, Sacramento County
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Farmers ranks highest (88.1); Progressive ranks lowest (21.1).
Read breakdownRancho Cordova, Sacramento County
95742
Tesla Insurance ranks highest (82.6); Farmers ranks lowest (18.4).
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