Plans disagree · Sacramento · California ZIP 95831
Travelers and Farmers place Sacramento ZIP 95831 very differently.
Travelers ranks highest (75.3); Farmers ranks lowest (23.2). The middle bodily-injury percentile is 41.2. Reviewed plans are 52.0 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
41.2
Middle percentile across available plans.
BI plan spread
52.0
Travelers to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Farmers lowest.
Travelers
Quantum Auto 2.0
75.3
Within-plan percentile
Tesla Insurance
Tesla PPA
47.6
Within-plan percentile
Safeco
Private Passenger Auto
47.5
Within-plan percentile
State Farm
Private Passenger Auto
34.9
Within-plan percentile
Progressive
CA Select PPA
28.0
Within-plan percentile
Farmers
Farmers Auto
23.2
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 41.2 | 52.0 pts | 47.6 | 47.5 | 75.3 | 23.2 | 28.0 | 34.9 |
| Property damage | 47.4 | 49.4 pts | 71.7 | 54.4 | 56.2 | 22.3 | 40.4 | 34.9 |
| Medical payments | 38.1 | 69.5 pts | 91.9 | 51.0 | 46.8 | 22.4 | 27.8 | 29.3 |
| Uninsured motorist BI | 59.0 | 58.6 pts | 63.4 | 59.0 | — | 86.6 | 27.9 | 36.1 |
| Uninsured motorist PD | 74.7 | 77.6 pts | 74.5 | 75.0 | — | 86.6 | 8.9 | — |
| Comprehensive | 32.9 | 86.6 pts | 89.2 | 73.8 | 47.4 | 7.5 | 2.6 | 18.4 |
| Collision | 32.1 | 44.0 pts | 42.4 | 7.1 | 50.0 | 21.7 | 8.9 | 51.1 |
Widest coverage spread
Comprehensive
Tesla Insurance and Progressive are 86.6 percentile points apart.
Closest agreement
Collision
Available plans are 44.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Sacramento
95826
Farmers ranks highest (91.8); Progressive ranks lowest (13.3).
Read breakdownCourtland, Sacramento County
95615
Tesla Insurance ranks highest (77.4); Progressive ranks lowest (12.7).
Read breakdownSacramento
95837
Travelers ranks highest (78.9); State Farm ranks lowest (19.3).
Read breakdown