Broadly higher position · Sacramento · California ZIP 95832
Sacramento ZIP 95832 ranks near the higher end across plans.
Safeco ranks highest (88.2); Tesla Insurance ranks lowest (81.7). The middle bodily-injury percentile is 86.4. Reviewed plans are 6.6 points apart. Collision splits more (34.3 points), with State Farm highest and Progressive lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
86.4
Middle percentile across available plans.
BI plan spread
6.6
Safeco to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Safeco highest, Tesla Insurance lowest.
Safeco
Private Passenger Auto
88.2
Within-plan percentile
Farmers
Farmers Auto
87.8
Within-plan percentile
State Farm
Private Passenger Auto
86.6
Within-plan percentile
Progressive
CA Select PPA
86.3
Within-plan percentile
Travelers
Quantum Auto 2.0
82.4
Within-plan percentile
Tesla Insurance
Tesla PPA
81.7
Within-plan percentile
State Farm ranks highest (81.7); Progressive ranks lowest (47.5). Collision spread is 34.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 86.4 | 6.6 pts | 81.7 | 88.2 | 82.4 | 87.8 | 86.3 | 86.6 |
| Property damage | 71.9 | 23.5 pts | 68.0 | 79.4 | 66.4 | 75.8 | 63.1 | 86.6 |
| Medical payments | 90.0 | 21.4 pts | 79.1 | 94.3 | 77.1 | 85.7 | 98.6 | 97.6 |
| Uninsured motorist BI | 81.2 | 64.0 pts | 81.2 | 94.5 | — | 71.7 | 86.7 | 30.5 |
| Uninsured motorist PD | 84.1 | 51.2 pts | 96.6 | 98.7 | — | 71.7 | 47.5 | — |
| Comprehensive | 88.7 | 13.5 pts | 85.8 | 98.0 | 91.6 | 84.5 | 88.3 | 89.1 |
| Collision | 66.7 | 34.3 pts | 50.0 | 72.5 | 79.5 | 60.8 | 47.5 | 81.7 |
Widest coverage spread
Uninsured motorist BI
Safeco and State Farm are 64.0 percentile points apart.
Closest agreement
Bodily injury
Available plans are 6.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Sacramento
95826
Farmers ranks highest (91.8); Progressive ranks lowest (13.3).
Read breakdownWalnut Grove, Sacramento County
95690
Safeco ranks highest (79.6); Progressive ranks lowest (11.0).
Read breakdownCourtland, Sacramento County
95615
Tesla Insurance ranks highest (77.4); Progressive ranks lowest (12.7).
Read breakdown