Plans disagree · Sacramento · California ZIP 95834
Travelers and Safeco place Sacramento ZIP 95834 very differently.
Travelers ranks highest (82.4); Safeco ranks lowest (34.8). The middle bodily-injury percentile is 73.1. Reviewed plans are 47.6 points apart. Collision splits more (67.6 points), with State Farm highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
73.1
Middle percentile across available plans.
BI plan spread
47.6
Travelers to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Safeco lowest.
Travelers
Quantum Auto 2.0
82.4
Within-plan percentile
Tesla Insurance
Tesla PPA
82.1
Within-plan percentile
Progressive
CA Select PPA
73.9
Within-plan percentile
State Farm
Private Passenger Auto
72.3
Within-plan percentile
Farmers
Farmers Auto
71.3
Within-plan percentile
Safeco
Private Passenger Auto
34.8
Within-plan percentile
State Farm ranks highest (81.3); Tesla Insurance ranks lowest (13.7). Collision spread is 67.6 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 73.1 | 47.6 pts | 82.1 | 34.8 | 82.4 | 71.3 | 73.9 | 72.3 |
| Property damage | 59.9 | 32.3 pts | 44.5 | 76.9 | 66.4 | 53.5 | 46.5 | 72.3 |
| Medical payments | 78.8 | 57.4 pts | 75.4 | 87.6 | 37.7 | 82.2 | 95.1 | 69.0 |
| Uninsured motorist BI | 90.8 | 24.7 pts | 98.5 | 90.8 | — | 75.4 | 73.9 | 93.4 |
| Uninsured motorist PD | 81.3 | 36.6 pts | 91.8 | 87.2 | — | 75.4 | 55.2 | — |
| Comprehensive | 67.4 | 53.1 pts | 80.2 | 75.6 | 93.8 | 56.8 | 40.6 | 59.1 |
| Collision | 63.0 | 67.6 pts | 13.7 | 70.7 | 71.1 | 53.1 | 55.2 | 81.3 |
Widest coverage spread
Collision
State Farm and Tesla Insurance are 67.6 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 24.7 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Sacramento
95826
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