Broadly lower position · Arbuckle, Colusa County · California ZIP 95912
Arbuckle ZIP 95912 ranks near the lower end across plans.
Farmers ranks highest (20.5); Progressive ranks lowest (1.8). The middle bodily-injury percentile is 13.0. Reviewed plans are 18.7 points apart. Collision splits more (58.3 points), with Farmers highest and Safeco lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
13.0
Middle percentile across available plans.
BI plan spread
18.7
Farmers to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Progressive lowest.
Farmers
Farmers Auto
20.5
Within-plan percentile
Travelers
Quantum Auto 2.0
19.3
Within-plan percentile
State Farm
Private Passenger Auto
14.7
Within-plan percentile
Safeco
Private Passenger Auto
11.2
Within-plan percentile
Tesla Insurance
Tesla PPA
9.0
Within-plan percentile
Progressive
CA Select PPA
1.8
Within-plan percentile
Farmers ranks highest (67.2); Safeco ranks lowest (8.8). Collision spread is 58.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 13.0 | 18.7 pts | 9.0 | 11.2 | 19.3 | 20.5 | 1.8 | 14.7 |
| Property damage | 20.4 | 44.6 pts | 47.4 | 31.1 | 23.2 | 17.6 | 2.8 | 14.7 |
| Medical payments | 63.4 | 63.1 pts | 53.4 | 77.6 | 21.9 | 85.0 | 27.1 | 73.3 |
| Uninsured motorist BI | 7.9 | 61.9 pts | 7.9 | 7.6 | — | 64.0 | 2.1 | 8.5 |
| Uninsured motorist PD | 27.3 | 61.0 pts | 6.6 | 3.0 | — | 64.0 | 47.9 | — |
| Comprehensive | 70.3 | 54.8 pts | 80.2 | 75.6 | 53.5 | 32.9 | 64.9 | 87.7 |
| Collision | 25.3 | 58.3 pts | 23.0 | 8.8 | 15.2 | 67.2 | 47.9 | 27.6 |
Widest coverage spread
Medical payments
Farmers and Travelers are 63.1 percentile points apart.
Closest agreement
Bodily injury
Available plans are 18.7 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Clearlake Oaks, Lake County
95423
Progressive ranks highest (86.4); Travelers ranks lowest (10.6).
Read breakdownWilliams, Colusa County
95987
Farmers ranks highest (79.4); Progressive ranks lowest (8.2).
Read breakdownLower Lake, Lake County
95457
Tesla Insurance ranks highest (78.2); Progressive ranks lowest (9.8).
Read breakdown