ZIP breakdowns

Broadly lower position · Canyondam, Plumas County · California ZIP 95923

Canyondam ZIP 95923 ranks near the lower end across plans.

Farmers ranks highest (31.9); State Farm ranks lowest (7.6). The middle bodily-injury percentile is 14.8. Reviewed plans are 24.4 points apart. Collision splits more (67.5 points), with Travelers highest and Farmers lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

14.8

Middle percentile across available plans.

BI plan spread

24.4

Farmers to State Farm.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Farmers highest, State Farm lowest.

Farmers

Farmers Auto

Highest

31.9

Within-plan percentile

Filed factor0.8966

Progressive

CA Select PPA

28.0

Within-plan percentile

Filed factor0.7644

Travelers

Quantum Auto 2.0

15.0

Within-plan percentile

Filed factor0.621

Tesla Insurance

Tesla PPA

14.5

Within-plan percentile

Filed factor0.9038

Safeco

Private Passenger Auto

8.3

Within-plan percentile

Filed factor0.7594

State Farm

Private Passenger Auto

Lowest

7.6

Within-plan percentile

Filed factor0.669

Travelers ranks highest (75.4); Farmers ranks lowest (7.8). Collision spread is 67.5 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 95923 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury14.824.4 pts14.58.315.031.928.07.6
Property damage7.979.3 pts0.510.28.24.879.87.6
Medical payments39.432.5 pts53.654.421.928.130.748.0
Uninsured motorist BI12.145.8 pts8.59.054.327.912.1
Uninsured motorist PD34.754.8 pts15.18.054.362.8
Comprehensive65.961.1 pts85.854.777.124.780.753.4
Collision52.767.5 pts46.159.375.47.862.827.6

Widest coverage spread

Property damage

Progressive and Tesla Insurance are 79.3 percentile points apart.

Closest agreement

Bodily injury

Available plans are 24.4 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Canyondam, Plumas County ZIP 95923 Auto Insurance Factors | GoodDriver California