Broadly lower position · Chico, Butte County · California ZIP 95928
Chico ZIP 95928 ranks near the lower end across plans.
Travelers ranks highest (26.1); State Farm ranks lowest (3.6). The middle bodily-injury percentile is 19.4. Reviewed plans are 22.5 points apart. Collision splits more (66.4 points), with Tesla Insurance highest and State Farm lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
19.4
Middle percentile across available plans.
BI plan spread
22.5
Travelers to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, State Farm lowest.
Travelers
Quantum Auto 2.0
26.1
Within-plan percentile
Progressive
CA Select PPA
25.8
Within-plan percentile
Tesla Insurance
Tesla PPA
19.7
Within-plan percentile
Farmers
Farmers Auto
19.1
Within-plan percentile
Safeco
Private Passenger Auto
8.6
Within-plan percentile
State Farm
Private Passenger Auto
3.6
Within-plan percentile
Tesla Insurance ranks highest (67.8); State Farm ranks lowest (1.4). Collision spread is 66.4 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 19.4 | 22.5 pts | 19.7 | 8.6 | 26.1 | 19.1 | 25.8 | 3.6 |
| Property damage | 25.2 | 47.0 pts | 50.6 | 35.0 | 15.3 | 11.0 | 37.7 | 3.6 |
| Medical payments | 60.5 | 28.5 pts | 57.1 | 50.2 | 46.8 | 64.0 | 63.9 | 75.3 |
| Uninsured motorist BI | 28.6 | 33.4 pts | 40.7 | 28.6 | — | 44.9 | 25.8 | 11.5 |
| Uninsured motorist PD | 24.9 | 29.0 pts | 27.9 | 22.0 | — | 44.9 | 15.9 | — |
| Comprehensive | 62.5 | 68.8 pts | 80.2 | 71.6 | 77.1 | 11.4 | 18.7 | 53.4 |
| Collision | 9.9 | 66.4 pts | 67.8 | 14.2 | 5.6 | 4.2 | 15.9 | 1.4 |
Widest coverage spread
Comprehensive
Tesla Insurance and Farmers are 68.8 percentile points apart.
Closest agreement
Bodily injury
Available plans are 22.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Hamilton City, Glenn County
95951
Tesla Insurance ranks highest (69.1); Safeco ranks lowest (6.1).
Read breakdownLive Oak, Sutter County
95953
Safeco ranks highest (84.8); Farmers ranks lowest (28.4).
Read breakdownWillows, Glenn County
95988
Farmers ranks highest (65.5); Travelers ranks lowest (9.8).
Read breakdown