Compared ZIP · Forbestown, Butte County · California ZIP 95941
In Forbestown ZIP 95941, Farmers ranks highest and State Farm ranks lowest.
Farmers ranks highest (56.7); State Farm ranks lowest (20.4). The middle bodily-injury percentile is 41.4. Reviewed plans are 36.3 points apart. Collision splits more (53.6 points), with State Farm highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
41.4
Middle percentile across available plans.
BI plan spread
36.3
Farmers to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, State Farm lowest.
Farmers
Farmers Auto
56.7
Within-plan percentile
Progressive
CA Select PPA
49.9
Within-plan percentile
Travelers
Quantum Auto 2.0
45.8
Within-plan percentile
Tesla Insurance
Tesla PPA
36.9
Within-plan percentile
Safeco
Private Passenger Auto
24.6
Within-plan percentile
State Farm
Private Passenger Auto
20.4
Within-plan percentile
State Farm ranks highest (55.2); Tesla Insurance ranks lowest (1.5). Collision spread is 53.6 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 41.4 | 36.3 pts | 36.9 | 24.6 | 45.8 | 56.7 | 49.9 | 20.4 |
| Property damage | 8.9 | 23.4 pts | 2.1 | 2.3 | 15.3 | 2.6 | 25.5 | 20.4 |
| Medical payments | 59.2 | 55.0 pts | 64.0 | 76.1 | 54.4 | 21.1 | 32.6 | 68.2 |
| Uninsured motorist BI | 5.6 | 48.7 pts | 1.3 | 2.4 | — | 49.4 | 49.9 | 5.6 |
| Uninsured motorist PD | 36.0 | 19.3 pts | 31.5 | 30.0 | — | 49.4 | 40.5 | — |
| Comprehensive | 80.1 | 51.6 pts | 80.2 | 86.1 | 66.0 | 35.2 | 86.8 | 79.9 |
| Collision | 32.0 | 53.6 pts | 1.5 | 48.1 | 8.2 | 23.6 | 40.5 | 55.2 |
Widest coverage spread
Medical payments
Safeco and Farmers are 55.0 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 19.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Twain, Plumas County
95984
Progressive ranks highest (84.5); Travelers ranks lowest (4.5).
Read breakdownMeadow Valley, Plumas County
95956
Progressive ranks highest (79.3); State Farm ranks lowest (0.3).
Read breakdownDownieville, Sierra County
95936
Progressive ranks highest (82.4); Tesla Insurance ranks lowest (3.8).
Read breakdown