Plans disagree · Grimes, Colusa County · California ZIP 95950
Tesla Insurance and State Farm place Grimes ZIP 95950 very differently.
Tesla Insurance ranks highest (69.1); State Farm ranks lowest (14.7). The middle bodily-injury percentile is 35.5. Reviewed plans are 54.4 points apart. Collision splits more (74.9 points), with Progressive highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
35.5
Middle percentile across available plans.
BI plan spread
54.4
Tesla Insurance to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, State Farm lowest.
Tesla Insurance
Tesla PPA
69.1
Within-plan percentile
Travelers
Quantum Auto 2.0
41.5
Within-plan percentile
Farmers
Farmers Auto
35.5
Within-plan percentile
Progressive
CA Select PPA
35.5
Within-plan percentile
Safeco
Private Passenger Auto
15.6
Within-plan percentile
State Farm
Private Passenger Auto
14.7
Within-plan percentile
Progressive ranks highest (81.5); Tesla Insurance ranks lowest (6.6). Collision spread is 74.9 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 35.5 | 54.4 pts | 69.1 | 15.6 | 41.5 | 35.5 | 35.5 | 14.7 |
| Property damage | 20.0 | 31.9 pts | 22.5 | 18.4 | 35.9 | 21.7 | 4.1 | 14.7 |
| Medical payments | 47.7 | 41.7 pts | 40.6 | 46.7 | 62.3 | 26.4 | 48.7 | 68.2 |
| Uninsured motorist BI | 29.8 | 67.5 pts | 29.8 | 12.4 | — | 79.6 | 35.5 | 12.1 |
| Uninsured motorist PD | 64.8 | 61.8 pts | 50.0 | 19.8 | — | 79.6 | 81.5 | — |
| Comprehensive | 63.6 | 45.0 pts | 80.2 | 73.8 | 53.5 | 35.2 | 40.6 | 74.8 |
| Collision | 51.9 | 74.9 pts | 6.6 | 68.7 | 35.0 | 14.8 | 81.5 | 69.2 |
Widest coverage spread
Collision
Progressive and Tesla Insurance are 74.9 percentile points apart.
Closest agreement
Property damage
Available plans are 31.9 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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Tesla Insurance ranks highest (81.9); State Farm ranks lowest (17.7).
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