Broadly lower position · Richardson Sprin, Butte County · California ZIP 95973
Richardson Sprin ZIP 95973 ranks near the lower end across plans.
Progressive ranks highest (37.8); Farmers ranks lowest (13.1). The middle bodily-injury percentile is 28.6. Reviewed plans are 24.7 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
28.6
Middle percentile across available plans.
BI plan spread
24.7
Progressive to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Farmers lowest.
Progressive
CA Select PPA
37.8
Within-plan percentile
State Farm
Private Passenger Auto
34.2
Within-plan percentile
Tesla Insurance
Tesla PPA
31.1
Within-plan percentile
Travelers
Quantum Auto 2.0
26.1
Within-plan percentile
Safeco
Private Passenger Auto
16.5
Within-plan percentile
Farmers
Farmers Auto
13.1
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 28.6 | 24.7 pts | 31.1 | 16.5 | 26.1 | 13.1 | 37.8 | 34.2 |
| Property damage | 23.1 | 22.3 pts | 26.0 | 20.3 | 13.7 | 14.1 | 36.0 | 34.2 |
| Medical payments | 57.9 | 48.0 pts | 69.7 | 43.0 | 46.8 | 25.4 | 69.0 | 73.3 |
| Uninsured motorist BI | 37.8 | 20.2 pts | 38.9 | 24.7 | — | 44.9 | 37.8 | 25.2 |
| Uninsured motorist PD | 22.1 | 35.8 pts | 30.5 | 13.7 | — | 44.9 | 9.1 | — |
| Comprehensive | 68.1 | 50.0 pts | 80.2 | 82.1 | 77.1 | 35.2 | 32.0 | 59.1 |
| Collision | 6.1 | 9.1 pts | 8.9 | 5.2 | 2.1 | 0.0 | 9.1 | 7.0 |
Widest coverage spread
Comprehensive
Safeco and Progressive are 50.0 percentile points apart.
Closest agreement
Collision
Available plans are 9.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Twain, Plumas County
95984
Progressive ranks highest (84.5); Travelers ranks lowest (4.5).
Read breakdownMeadow Valley, Plumas County
95956
Progressive ranks highest (79.3); State Farm ranks lowest (0.3).
Read breakdownTwain, Plumas County
95915
Tesla Insurance ranks highest (88.0); Safeco ranks lowest (13.1).
Read breakdown