Compared ZIP · Richvale, Butte County · California ZIP 95974
In Richvale ZIP 95974, Safeco ranks highest and State Farm ranks lowest.
Safeco ranks highest (39.2); State Farm ranks lowest (22.1). The middle bodily-injury percentile is 36.2. Reviewed plans are 17.1 points apart. Collision splits more (35.8 points), with Progressive highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
36.2
Middle percentile across available plans.
BI plan spread
17.1
Safeco to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Safeco highest, State Farm lowest.
Safeco
Private Passenger Auto
39.2
Within-plan percentile
Travelers
Quantum Auto 2.0
37.1
Within-plan percentile
Farmers
Farmers Auto
36.8
Within-plan percentile
Progressive
CA Select PPA
35.5
Within-plan percentile
Tesla Insurance
Tesla PPA
31.1
Within-plan percentile
State Farm
Private Passenger Auto
22.1
Within-plan percentile
Progressive ranks highest (39.7); Farmers ranks lowest (3.8). Collision spread is 35.8 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 36.2 | 17.1 pts | 31.1 | 39.2 | 37.1 | 36.8 | 35.5 | 22.1 |
| Property damage | 21.9 | 16.8 pts | 26.0 | 14.2 | 15.3 | 21.7 | 30.9 | 22.1 |
| Medical payments | 61.2 | 30.8 pts | 69.7 | 72.7 | 46.8 | 52.7 | 41.9 | 72.0 |
| Uninsured motorist BI | 29.0 | 30.4 pts | 38.9 | 8.5 | — | 28.7 | 35.5 | 29.0 |
| Uninsured motorist PD | 29.6 | 19.9 pts | 30.5 | 19.8 | — | 28.7 | 39.7 | — |
| Comprehensive | 50.4 | 68.4 pts | 80.2 | 50.8 | 66.0 | 13.0 | 11.9 | 49.9 |
| Collision | 22.4 | 35.8 pts | 8.9 | 22.9 | 22.0 | 3.8 | 39.7 | 36.8 |
Widest coverage spread
Comprehensive
Tesla Insurance and Progressive are 68.4 percentile points apart.
Closest agreement
Property damage
Available plans are 16.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Hamilton City, Glenn County
95951
Tesla Insurance ranks highest (69.1); Safeco ranks lowest (6.1).
Read breakdownLive Oak, Sutter County
95953
Safeco ranks highest (84.8); Farmers ranks lowest (28.4).
Read breakdownWillows, Glenn County
95988
Farmers ranks highest (65.5); Travelers ranks lowest (9.8).
Read breakdown