Compared ZIP · Stirling City, Butte County · California ZIP 95978
In Stirling City ZIP 95978, Tesla Insurance ranks highest and Farmers ranks lowest.
Tesla Insurance ranks highest (61.6); Farmers ranks lowest (25.2). The middle bodily-injury percentile is 29.0. Reviewed plans are 36.4 points apart. Collision splits more (82.0 points), with Progressive highest and State Farm lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
29.0
Middle percentile across available plans.
BI plan spread
36.4
Tesla Insurance to Farmers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Farmers lowest.
Tesla Insurance
Tesla PPA
61.6
Within-plan percentile
Travelers
Quantum Auto 2.0
50.4
Within-plan percentile
Progressive
CA Select PPA
29.0
Within-plan percentile
State Farm
Private Passenger Auto
29.0
Within-plan percentile
Farmers
Farmers Auto
25.2
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Progressive ranks highest (85.6); State Farm ranks lowest (3.6). Collision spread is 82.0 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 29.0 | 36.4 pts | 61.6 | — | 50.4 | 25.2 | 29.0 | 29.0 |
| Property damage | 20.2 | 18.3 pts | 10.7 | — | 20.2 | 14.1 | 20.6 | 29.0 |
| Medical payments | 68.2 | 28.1 pts | 68.6 | — | 68.2 | 52.7 | 63.9 | 80.8 |
| Uninsured motorist BI | 36.3 | 33.7 pts | 15.6 | — | — | 49.4 | 29.4 | 43.2 |
| Uninsured motorist PD | 49.4 | 46.5 pts | 39.2 | — | — | 49.4 | 85.6 | — |
| Comprehensive | 47.5 | 65.6 pts | 80.2 | — | 98.7 | 47.5 | 33.1 | 33.9 |
| Collision | 62.5 | 82.0 pts | 72.7 | — | 5.0 | 62.5 | 85.6 | 3.6 |
Widest coverage spread
Collision
Progressive and State Farm are 82.0 percentile points apart.
Closest agreement
Property damage
Available plans are 18.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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