Compared ZIP · La Porte, Yuba County · California ZIP 95981
In La Porte ZIP 95981, Progressive ranks highest and State Farm ranks lowest.
Progressive ranks highest (49.9); State Farm ranks lowest (11.7). The middle bodily-injury percentile is 28.4. Reviewed plans are 38.2 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
28.4
Middle percentile across available plans.
BI plan spread
38.2
Progressive to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, State Farm lowest.
Progressive
CA Select PPA
49.9
Within-plan percentile
Tesla Insurance
Tesla PPA
49.2
Within-plan percentile
Travelers
Quantum Auto 2.0
30.0
Within-plan percentile
Farmers
Farmers Auto
26.7
Within-plan percentile
Safeco
Private Passenger Auto
24.6
Within-plan percentile
State Farm
Private Passenger Auto
11.7
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 28.4 | 38.2 pts | 49.2 | 24.6 | 30.0 | 26.7 | 49.9 | 11.7 |
| Property damage | 12.9 | 42.7 pts | 4.1 | 2.3 | 14.1 | 20.4 | 45.0 | 11.7 |
| Medical payments | 39.3 | 51.6 pts | 74.0 | 56.2 | 30.2 | 22.4 | 32.6 | 46.0 |
| Uninsured motorist BI | 7.7 | 70.6 pts | 2.7 | 2.9 | — | 73.3 | 49.9 | 7.7 |
| Uninsured motorist PD | 43.6 | 61.4 pts | 23.2 | 11.8 | — | 73.3 | 64.1 | — |
| Comprehensive | 63.7 | 61.7 pts | 80.2 | 61.3 | 66.0 | 22.7 | 84.4 | 49.9 |
| Collision | 45.2 | 29.1 pts | 47.9 | 41.3 | 35.0 | 51.4 | 64.1 | 42.5 |
Widest coverage spread
Uninsured motorist BI
Farmers and Tesla Insurance are 70.6 percentile points apart.
Closest agreement
Collision
Available plans are 29.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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