ZIP breakdowns

Plans disagree · Yuba City, Sutter County · California ZIP 95991

Travelers and Farmers place Yuba City ZIP 95991 very differently.

Travelers ranks highest (65.8); Farmers ranks lowest (18.4). The middle bodily-injury percentile is 52.5. Reviewed plans are 47.4 points apart. Collision splits more (69.0 points), with Tesla Insurance highest and Safeco lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

52.5

Middle percentile across available plans.

BI plan spread

47.4

Travelers to Farmers.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Travelers highest, Farmers lowest.

Travelers

Quantum Auto 2.0

Highest

65.8

Within-plan percentile

Filed factor0.805

Tesla Insurance

Tesla PPA

56.9

Within-plan percentile

Filed factor1.0432

State Farm

Private Passenger Auto

56.3

Within-plan percentile

Filed factor0.919

Safeco

Private Passenger Auto

48.7

Within-plan percentile

Filed factor0.8714

Progressive

CA Select PPA

28.0

Within-plan percentile

Filed factor0.7644

Farmers

Farmers Auto

Lowest

18.4

Within-plan percentile

Filed factor0.8518

Tesla Insurance ranks highest (72.7); Safeco ranks lowest (3.8). Collision spread is 69.0 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 95991 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury52.547.4 pts56.948.765.818.428.056.3
Property damage39.225.9 pts42.642.435.934.530.456.3
Medical payments69.134.4 pts67.874.568.286.852.470.0
Uninsured motorist BI49.145.4 pts57.949.141.327.973.3
Uninsured motorist PD43.522.7 pts48.545.741.325.8
Comprehensive44.762.6 pts85.854.753.532.923.236.0
Collision38.569.0 pts72.73.864.110.525.851.1

Widest coverage spread

Collision

Tesla Insurance and Safeco are 69.0 percentile points apart.

Closest agreement

Uninsured motorist PD

Available plans are 22.7 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Yuba City, Sutter County ZIP 95991 Auto Insurance Factors | GoodDriver California