ZIP breakdowns

Broadly lower position · Canby, Modoc County · California ZIP 96015

Canby ZIP 96015 ranks near the lower end across plans.

Farmers ranks highest (8.2); Travelers ranks lowest (1.2). The middle bodily-injury percentile is 2.8. Reviewed plans are 7.0 points apart. Collision splits more (32.8 points), with Safeco highest and State Farm lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

2.8

Middle percentile across available plans.

BI plan spread

7.0

Farmers to Travelers.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Farmers highest, Travelers lowest.

Farmers

Farmers Auto

Highest

8.2

Within-plan percentile

Filed factor0.7986

Progressive

CA Select PPA

3.5

Within-plan percentile

Filed factor0.5046

Safeco

Private Passenger Auto

3.4

Within-plan percentile

Filed factor0.7216

State Farm

Private Passenger Auto

2.3

Within-plan percentile

Filed factor0.638

Tesla Insurance

Tesla PPA

1.5

Within-plan percentile

Filed factor0.8022

Travelers

Quantum Auto 2.0

Lowest

1.2

Within-plan percentile

Filed factor0.501

Safeco ranks highest (73.7); State Farm ranks lowest (40.9). Collision spread is 32.8 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 96015 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury2.87.0 pts1.53.41.28.23.52.3
Property damage2.32.1 pts0.52.30.42.62.32.3
Medical payments23.534.5 pts7.028.916.341.518.040.9
Uninsured motorist BI51.173.5 pts65.029.651.13.877.3
Uninsured motorist PD33.540.9 pts11.915.851.152.8
Comprehensive85.329.7 pts85.886.184.860.590.274.8
Collision54.932.8 pts72.773.757.143.252.840.9

Widest coverage spread

Uninsured motorist BI

State Farm and Progressive are 73.5 percentile points apart.

Closest agreement

Property damage

Available plans are 2.1 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Canby, Modoc County ZIP 96015 Auto Insurance Factors | GoodDriver California