Plans disagree · Lookout, Modoc County · California ZIP 96054
Tesla Insurance and Travelers place Lookout ZIP 96054 very differently.
Tesla Insurance ranks highest (46.1); Travelers ranks lowest (0.5). The middle bodily-injury percentile is 11.9. Reviewed plans are 45.6 points apart. Collision splits more (57.9 points), with Travelers highest and State Farm lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
11.9
Middle percentile across available plans.
BI plan spread
45.6
Tesla Insurance to Travelers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Travelers lowest.
Tesla Insurance
Tesla PPA
46.1
Within-plan percentile
Safeco
Private Passenger Auto
33.6
Within-plan percentile
Farmers
Farmers Auto
13.1
Within-plan percentile
State Farm
Private Passenger Auto
10.6
Within-plan percentile
Progressive
CA Select PPA
5.6
Within-plan percentile
Travelers
Quantum Auto 2.0
0.5
Within-plan percentile
Travelers ranks highest (71.1); State Farm ranks lowest (13.1). Collision spread is 57.9 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 11.9 | 45.6 pts | 46.1 | 33.6 | 0.5 | 13.1 | 5.6 | 10.6 |
| Property damage | 7.0 | 17.2 pts | 4.1 | 2.3 | 0.4 | 17.6 | 9.9 | 10.6 |
| Medical payments | 32.1 | 35.7 pts | 30.2 | 34.1 | 21.9 | 41.5 | 18.0 | 53.8 |
| Uninsured motorist BI | 26.6 | 31.7 pts | 26.9 | 4.4 | — | 36.1 | 6.1 | 26.6 |
| Uninsured motorist PD | 30.5 | 25.9 pts | 25.0 | 15.8 | — | 36.1 | 41.6 | — |
| Comprehensive | 92.8 | 25.6 pts | 93.2 | 92.9 | 91.6 | 70.7 | 96.3 | 92.7 |
| Collision | 32.6 | 57.9 pts | 22.0 | 59.3 | 71.1 | 23.6 | 41.6 | 13.1 |
Widest coverage spread
Collision
Travelers and State Farm are 57.9 percentile points apart.
Closest agreement
Property damage
Available plans are 17.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Dunsmuir, Siskiyou County
96025
Tesla Insurance ranks highest (69.1); State Farm ranks lowest (0.5).
Read breakdownPeninsula Villag, Lassen County
96137
Progressive ranks highest (71.4); Travelers ranks lowest (3.3).
Read breakdownSusanville, Lassen County
96130
Tesla Insurance ranks highest (69.1); Travelers ranks lowest (1.2).
Read breakdown