ZIP breakdowns

Plans disagree · Wildwood, Shasta County · California ZIP 96076

Progressive and Travelers place Wildwood ZIP 96076 very differently.

Progressive ranks highest (73.5); Travelers ranks lowest (2.4). The middle bodily-injury percentile is 13.2. Reviewed plans are 71.1 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

13.2

Middle percentile across available plans.

BI plan spread

71.1

Progressive to Travelers.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Progressive highest, Travelers lowest.

Progressive

CA Select PPA

Highest

73.5

Within-plan percentile

Filed factor1.0296

Farmers

Farmers Auto

16.7

Within-plan percentile

Filed factor0.8446

Tesla Insurance

Tesla PPA

15.7

Within-plan percentile

Filed factor0.9043

Safeco

Private Passenger Auto

10.7

Within-plan percentile

Filed factor0.7646

State Farm

Private Passenger Auto

6.4

Within-plan percentile

Filed factor0.668

Travelers

Quantum Auto 2.0

Lowest

2.4

Within-plan percentile

Filed factor0.524

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 96076 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury13.271.1 pts15.710.72.416.773.56.4
Property damage23.059.5 pts60.128.54.517.664.06.4
Medical payments40.435.2 pts56.149.346.834.020.828.4
Uninsured motorist BI39.861.9 pts25.111.651.173.539.8
Uninsured motorist PD50.661.8 pts50.025.651.187.4
Comprehensive76.434.9 pts89.275.677.160.595.474.8
Collision49.668.1 pts47.951.335.019.387.454.0

Widest coverage spread

Bodily injury

Progressive and Travelers are 71.1 percentile points apart.

Closest agreement

Comprehensive

Available plans are 34.9 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Wildwood, Shasta County ZIP 96076 Auto Insurance Factors | GoodDriver California