Compared ZIP · Gerber, Tehama County · California ZIP 96078
In Gerber ZIP 96078, Travelers ranks highest and Tesla Insurance ranks lowest.
Travelers ranks highest (41.5); Tesla Insurance ranks lowest (15.7). The middle bodily-injury percentile is 24.9. Reviewed plans are 25.8 points apart. Collision splits more (47.7 points), with Tesla Insurance highest and State Farm lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
24.9
Middle percentile across available plans.
BI plan spread
25.8
Travelers to Tesla Insurance.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Tesla Insurance lowest.
Travelers
Quantum Auto 2.0
41.5
Within-plan percentile
Progressive
CA Select PPA
29.0
Within-plan percentile
State Farm
Private Passenger Auto
24.9
Within-plan percentile
Farmers
Farmers Auto
22.7
Within-plan percentile
Tesla Insurance
Tesla PPA
15.7
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Tesla Insurance ranks highest (47.9); State Farm ranks lowest (0.2). Collision spread is 47.7 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 24.9 | 25.8 pts | 15.7 | — | 41.5 | 22.7 | 29.0 | 24.9 |
| Property damage | 7.6 | 56.6 pts | 60.1 | — | 6.2 | 3.5 | 7.6 | 24.9 |
| Medical payments | 58.5 | 21.1 pts | 56.1 | — | 77.1 | 65.6 | 56.4 | 58.5 |
| Uninsured motorist BI | 27.3 | 16.2 pts | 25.1 | — | — | 36.1 | 29.4 | 20.0 |
| Uninsured motorist PD | 44.6 | 13.9 pts | 50.0 | — | — | 36.1 | 44.6 | — |
| Comprehensive | 66.0 | 58.8 pts | 89.2 | — | 72.0 | 44.7 | 30.4 | 66.0 |
| Collision | 32.9 | 47.7 pts | 47.9 | — | 0.3 | 32.9 | 44.6 | 0.2 |
Widest coverage spread
Comprehensive
Tesla Insurance and Progressive are 58.8 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 13.9 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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