Broadly lower position · Seiad Valley, Siskiyou County · California ZIP 96086
Seiad Valley ZIP 96086 ranks near the lower end across plans.
Progressive ranks highest (27.3); State Farm ranks lowest (4.7). The middle bodily-injury percentile is 14.5. Reviewed plans are 22.5 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
14.5
Middle percentile across available plans.
BI plan spread
22.5
Progressive to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, State Farm lowest.
Progressive
CA Select PPA
27.3
Within-plan percentile
Tesla Insurance
Tesla PPA
15.7
Within-plan percentile
Travelers
Quantum Auto 2.0
15.0
Within-plan percentile
Farmers
Farmers Auto
14.0
Within-plan percentile
Safeco
Private Passenger Auto
10.7
Within-plan percentile
State Farm
Private Passenger Auto
4.7
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 14.5 | 22.5 pts | 15.7 | 10.7 | 15.0 | 14.0 | 27.3 | 4.7 |
| Property damage | 6.9 | 11.4 pts | 13.3 | 6.2 | 13.0 | 7.6 | 1.9 | 4.7 |
| Medical payments | 22.2 | 17.5 pts | 14.5 | 23.6 | 30.2 | 26.4 | 20.8 | 12.7 |
| Uninsured motorist BI | 26.6 | 25.7 pts | 15.2 | 5.9 | — | 31.5 | 27.2 | 26.6 |
| Uninsured motorist PD | 21.0 | 25.6 pts | 15.1 | 6.0 | — | 31.5 | 26.9 | — |
| Comprehensive | 81.5 | 28.6 pts | 85.8 | 91.6 | 77.1 | 70.7 | 64.1 | 92.7 |
| Collision | 21.7 | 30.3 pts | 41.4 | 16.9 | 26.6 | 11.8 | 26.9 | 11.2 |
Widest coverage spread
Collision
Tesla Insurance and State Farm are 30.3 percentile points apart.
Closest agreement
Property damage
Available plans are 11.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Trinity Center, Trinity County
96091
Progressive ranks highest (84.5); Travelers ranks lowest (0.2).
Read breakdownHappy Camp, Siskiyou County
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Tesla Insurance ranks highest (76.9); Travelers ranks lowest (4.5).
Read breakdownYreka, Siskiyou County
96097
Progressive ranks highest (71.4); Travelers ranks lowest (2.4).
Read breakdown