Compared ZIP · Whitmore, Shasta County · California ZIP 96096
In Whitmore ZIP 96096, Tesla Insurance ranks highest and State Farm ranks lowest.
Tesla Insurance ranks highest (36.9); State Farm ranks lowest (4.7). The middle bodily-injury percentile is 10.7. Reviewed plans are 32.2 points apart. Collision splits more (70.8 points), with Safeco highest and Progressive lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
10.7
Middle percentile across available plans.
BI plan spread
32.2
Tesla Insurance to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, State Farm lowest.
Tesla Insurance
Tesla PPA
36.9
Within-plan percentile
Safeco
Private Passenger Auto
26.4
Within-plan percentile
Progressive
CA Select PPA
11.6
Within-plan percentile
Travelers
Quantum Auto 2.0
9.8
Within-plan percentile
Farmers
Farmers Auto
8.2
Within-plan percentile
State Farm
Private Passenger Auto
4.7
Within-plan percentile
Safeco ranks highest (73.7); Progressive ranks lowest (2.9). Collision spread is 70.8 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 10.7 | 32.2 pts | 36.9 | 26.4 | 9.8 | 8.2 | 11.6 | 4.7 |
| Property damage | 2.9 | 3.3 pts | 1.4 | 2.3 | 4.5 | 1.5 | 3.5 | 4.7 |
| Medical payments | 45.6 | 57.8 pts | 7.0 | 49.3 | 54.4 | 64.8 | 41.9 | 36.7 |
| Uninsured motorist BI | 12.2 | 28.4 pts | 5.9 | 3.2 | — | 31.5 | 12.2 | 19.2 |
| Uninsured motorist PD | 12.2 | 31.3 pts | 21.6 | 0.3 | — | 31.5 | 2.9 | — |
| Comprehensive | 82.6 | 18.2 pts | 80.2 | 86.1 | 84.8 | 67.9 | 84.4 | 80.8 |
| Collision | 22.3 | 70.8 pts | 25.6 | 73.7 | 19.1 | 32.9 | 2.9 | 13.1 |
Widest coverage spread
Collision
Safeco and Progressive are 70.8 percentile points apart.
Closest agreement
Property damage
Available plans are 3.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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