Compared ZIP · Alturas, Modoc County · California ZIP 96101
In Alturas ZIP 96101, Tesla Insurance ranks highest and Progressive ranks lowest.
Tesla Insurance ranks highest (29.5); Progressive ranks lowest (0.1). The middle bodily-injury percentile is 15.3. Reviewed plans are 29.4 points apart. Collision splits more (70.0 points), with Travelers highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
15.3
Middle percentile across available plans.
BI plan spread
29.4
Tesla Insurance to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Progressive lowest.
Tesla Insurance
Tesla PPA
29.5
Within-plan percentile
Safeco
Private Passenger Auto
19.1
Within-plan percentile
Farmers
Farmers Auto
17.3
Within-plan percentile
State Farm
Private Passenger Auto
13.3
Within-plan percentile
Travelers
Quantum Auto 2.0
4.5
Within-plan percentile
Progressive
CA Select PPA
0.1
Within-plan percentile
Travelers ranks highest (71.1); Tesla Insurance ranks lowest (1.1). Collision spread is 70.0 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 15.3 | 29.4 pts | 29.5 | 19.1 | 4.5 | 17.3 | 0.1 | 13.3 |
| Property damage | 5.1 | 12.9 pts | 13.3 | 6.2 | 0.4 | 2.0 | 4.1 | 13.3 |
| Medical payments | 30.1 | 62.2 pts | 39.4 | 20.9 | 8.4 | 19.0 | 70.6 | 49.2 |
| Uninsured motorist BI | 10.9 | 19.1 pts | 18.1 | 9.4 | — | 10.9 | 0.1 | 19.2 |
| Uninsured motorist PD | 15.6 | 40.8 pts | 49.1 | 20.3 | — | 10.9 | 8.3 | — |
| Comprehensive | 85.8 | 33.6 pts | 64.8 | 98.4 | 84.8 | 65.8 | 86.8 | 92.0 |
| Collision | 9.9 | 70.0 pts | 1.1 | 11.5 | 71.1 | 19.9 | 8.3 | 4.4 |
Widest coverage spread
Collision
Travelers and Tesla Insurance are 70.0 percentile points apart.
Closest agreement
Property damage
Available plans are 12.9 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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