ZIP breakdowns

Plans disagree · Clio, Plumas County · California ZIP 96106

Progressive and State Farm place Clio ZIP 96106 very differently.

Progressive ranks highest (79.3); State Farm ranks lowest (4.7). The middle bodily-injury percentile is 28.0. Reviewed plans are 74.5 points apart. Collision splits more (86.3 points), with Progressive highest and Tesla Insurance lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

28.0

Middle percentile across available plans.

BI plan spread

74.5

Progressive to State Farm.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Progressive highest, State Farm lowest.

Progressive

CA Select PPA

Highest

79.3

Within-plan percentile

Filed factor1.0764

Farmers

Farmers Auto

40.0

Within-plan percentile

Filed factor0.9212

Tesla Insurance

Tesla PPA

36.9

Within-plan percentile

Filed factor0.9784

Safeco

Private Passenger Auto

19.1

Within-plan percentile

Filed factor0.787

Travelers

Quantum Auto 2.0

9.8

Within-plan percentile

Filed factor0.582

State Farm

Private Passenger Auto

Lowest

4.7

Within-plan percentile

Filed factor0.661

Progressive ranks highest (88.2); Tesla Insurance ranks lowest (1.9). Collision spread is 86.3 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 96106 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury28.074.5 pts36.919.19.840.079.34.7
Property damage7.338.9 pts8.36.23.842.722.74.7
Medical payments29.335.8 pts16.011.137.723.734.846.9
Uninsured motorist BI37.667.6 pts25.111.637.679.257.0
Uninsured motorist PD28.972.1 pts16.120.337.688.2
Comprehensive85.845.6 pts47.793.484.876.886.892.7
Collision24.986.3 pts1.925.726.611.888.224.1

Widest coverage spread

Collision

Progressive and Tesla Insurance are 86.3 percentile points apart.

Closest agreement

Medical payments

Available plans are 35.8 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Clio, Plumas County ZIP 96106 Auto Insurance Factors | GoodDriver California