Broadly lower position · Loyalton, Sierra County · California ZIP 96118
Loyalton ZIP 96118 ranks near the lower end across plans.
Tesla Insurance ranks highest (22.2); Progressive ranks lowest (0.9). The middle bodily-injury percentile is 19.1. Reviewed plans are 21.3 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
19.1
Middle percentile across available plans.
BI plan spread
21.3
Tesla Insurance to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Progressive lowest.
Tesla Insurance
Tesla PPA
22.2
Within-plan percentile
Safeco
Private Passenger Auto
21.1
Within-plan percentile
Farmers
Farmers Auto
20.5
Within-plan percentile
State Farm
Private Passenger Auto
17.7
Within-plan percentile
Travelers
Quantum Auto 2.0
12.2
Within-plan percentile
Progressive
CA Select PPA
0.9
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 19.1 | 21.3 pts | 22.2 | 21.1 | 12.2 | 20.5 | 0.9 | 17.7 |
| Property damage | 7.5 | 16.2 pts | 6.8 | 11.5 | 8.2 | 2.6 | 1.5 | 17.7 |
| Medical payments | 29.1 | 35.2 pts | 45.8 | 31.7 | 42.9 | 26.4 | 10.6 | 16.5 |
| Uninsured motorist BI | 34.5 | 77.5 pts | 69.3 | 34.5 | — | 31.5 | 0.9 | 78.4 |
| Uninsured motorist PD | 21.7 | 29.1 pts | 11.9 | 6.0 | — | 31.5 | 35.1 | — |
| Comprehensive | 83.7 | 58.2 pts | 99.3 | 82.1 | 77.1 | 41.1 | 86.8 | 85.4 |
| Collision | 24.4 | 24.3 pts | 22.0 | 21.3 | 11.1 | 26.8 | 35.1 | 35.4 |
Widest coverage spread
Uninsured motorist BI
State Farm and Progressive are 77.5 percentile points apart.
Closest agreement
Property damage
Available plans are 16.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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95983
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Read breakdownJanesville, Lassen County
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Tesla Insurance ranks highest (76.9); Progressive ranks lowest (0.5).
Read breakdown