Compared ZIP · Madeline, Lassen County · California ZIP 96119
In Madeline ZIP 96119, Farmers ranks highest and Travelers ranks lowest.
Farmers ranks highest (40.0); Travelers ranks lowest (1.2). The middle bodily-injury percentile is 10.2. Reviewed plans are 38.8 points apart. Collision splits more (54.0 points), with Safeco highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
10.2
Middle percentile across available plans.
BI plan spread
38.8
Farmers to Travelers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Travelers lowest.
Farmers
Farmers Auto
40.0
Within-plan percentile
Tesla Insurance
Tesla PPA
22.2
Within-plan percentile
Safeco
Private Passenger Auto
14.1
Within-plan percentile
State Farm
Private Passenger Auto
6.4
Within-plan percentile
Progressive
CA Select PPA
3.5
Within-plan percentile
Travelers
Quantum Auto 2.0
1.2
Within-plan percentile
Safeco ranks highest (76.1); Tesla Insurance ranks lowest (22.0). Collision spread is 54.0 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 10.2 | 38.8 pts | 22.2 | 14.1 | 1.2 | 40.0 | 3.5 | 6.4 |
| Property damage | 6.6 | 8.3 pts | 6.8 | 2.3 | 5.2 | 10.5 | 7.6 | 6.4 |
| Medical payments | 41.2 | 41.0 pts | 45.8 | 49.3 | 8.4 | 41.5 | 30.7 | 40.9 |
| Uninsured motorist BI | 32.4 | 65.5 pts | 69.3 | 8.0 | — | 36.1 | 3.8 | 32.4 |
| Uninsured motorist PD | 25.9 | 63.5 pts | 11.9 | 15.8 | — | 36.1 | 75.3 | — |
| Comprehensive | 85.8 | 31.3 pts | 99.3 | 86.1 | 89.1 | 67.9 | 84.4 | 85.4 |
| Collision | 54.5 | 54.0 pts | 22.0 | 76.1 | 57.1 | 34.6 | 75.3 | 51.8 |
Widest coverage spread
Uninsured motorist BI
Tesla Insurance and Progressive are 65.5 percentile points apart.
Closest agreement
Property damage
Available plans are 8.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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