ZIP breakdowns

Plans disagree · Portola, Plumas County · California ZIP 96122

Tesla Insurance and Progressive place Portola ZIP 96122 very differently.

Tesla Insurance ranks highest (69.1); Progressive ranks lowest (5.9). The middle bodily-injury percentile is 19.7. Reviewed plans are 63.2 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

19.7

Middle percentile across available plans.

BI plan spread

63.2

Tesla Insurance to Progressive.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Tesla Insurance highest, Progressive lowest.

Tesla Insurance

Tesla PPA

Highest

69.1

Within-plan percentile

Filed factor1.0961

Safeco

Private Passenger Auto

50.3

Within-plan percentile

Filed factor0.8746

State Farm

Private Passenger Auto

22.1

Within-plan percentile

Filed factor0.734

Farmers

Farmers Auto

17.3

Within-plan percentile

Filed factor0.8455

Travelers

Quantum Auto 2.0

8.9

Within-plan percentile

Filed factor0.575

Progressive

CA Select PPA

Lowest

5.9

Within-plan percentile

Filed factor0.5307

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 96122 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury19.763.2 pts69.150.38.917.35.922.1
Property damage11.122.2 pts15.96.24.523.71.522.1
Medical payments44.932.3 pts50.938.842.921.153.446.9
Uninsured motorist BI24.973.5 pts32.524.910.94.978.4
Uninsured motorist PD9.012.1 pts16.17.010.94.0
Comprehensive86.258.1 pts90.988.584.832.976.987.7
Collision7.821.5 pts25.67.819.17.84.04.4

Widest coverage spread

Uninsured motorist BI

State Farm and Progressive are 73.5 percentile points apart.

Closest agreement

Uninsured motorist PD

Available plans are 12.1 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Portola, Plumas County ZIP 96122 Auto Insurance Factors | GoodDriver California