Compared ZIP · Sierra City, Sierra County · California ZIP 96125
In Sierra City ZIP 96125, Farmers ranks highest and Progressive ranks lowest.
Farmers ranks highest (40.0); Progressive ranks lowest (1.8). The middle bodily-injury percentile is 16.8. Reviewed plans are 38.2 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
16.8
Middle percentile across available plans.
BI plan spread
38.2
Farmers to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Progressive lowest.
Farmers
Farmers Auto
40.0
Within-plan percentile
Tesla Insurance
Tesla PPA
29.5
Within-plan percentile
Safeco
Private Passenger Auto
19.1
Within-plan percentile
Travelers
Quantum Auto 2.0
14.5
Within-plan percentile
State Farm
Private Passenger Auto
13.3
Within-plan percentile
Progressive
CA Select PPA
1.8
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 16.8 | 38.2 pts | 29.5 | 19.1 | 14.5 | 40.0 | 1.8 | 13.3 |
| Property damage | 13.8 | 17.3 pts | 13.3 | 14.2 | 8.2 | 17.6 | 25.5 | 13.3 |
| Medical payments | 20.7 | 37.8 pts | 44.6 | 11.1 | 21.9 | 19.6 | 6.7 | 23.8 |
| Uninsured motorist BI | 10.1 | 29.4 pts | 10.1 | 6.9 | — | 31.5 | 2.1 | 19.2 |
| Uninsured motorist PD | 18.4 | 24.0 pts | 7.5 | 15.8 | — | 31.5 | 21.0 | — |
| Comprehensive | 79.8 | 45.1 pts | 98.8 | 73.8 | 84.8 | 53.6 | 88.3 | 74.8 |
| Collision | 21.2 | 40.5 pts | 53.6 | 21.3 | 26.6 | 13.1 | 21.0 | 13.1 |
Widest coverage spread
Comprehensive
Tesla Insurance and Farmers are 45.1 percentile points apart.
Closest agreement
Property damage
Available plans are 17.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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