Compared ZIP · Tahoma, El Dorado County · California ZIP 96142
In Tahoma ZIP 96142, Farmers ranks highest and State Farm ranks lowest.
Farmers ranks highest (40.0); State Farm ranks lowest (7.6). The middle bodily-injury percentile is 24.8. Reviewed plans are 32.4 points apart. Collision splits more (54.7 points), with Farmers highest and Safeco lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
24.8
Middle percentile across available plans.
BI plan spread
32.4
Farmers to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, State Farm lowest.
Farmers
Farmers Auto
40.0
Within-plan percentile
Progressive
CA Select PPA
35.5
Within-plan percentile
Tesla Insurance
Tesla PPA
29.5
Within-plan percentile
Safeco
Private Passenger Auto
20.1
Within-plan percentile
Travelers
Quantum Auto 2.0
19.3
Within-plan percentile
State Farm
Private Passenger Auto
7.6
Within-plan percentile
Farmers ranks highest (73.8); Safeco ranks lowest (19.1). Collision spread is 54.7 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 24.8 | 32.4 pts | 29.5 | 20.1 | 19.3 | 40.0 | 35.5 | 7.6 |
| Property damage | 37.9 | 52.6 pts | 60.1 | 44.9 | 39.6 | 24.7 | 36.3 | 7.6 |
| Medical payments | 32.1 | 54.1 pts | 30.2 | 34.1 | 30.2 | 23.7 | 77.9 | 67.2 |
| Uninsured motorist BI | 35.5 | 58.2 pts | 45.4 | 26.5 | — | 24.2 | 35.5 | 82.4 |
| Uninsured motorist PD | 28.1 | 15.5 pts | 28.3 | 27.9 | — | 24.2 | 39.7 | — |
| Comprehensive | 48.9 | 44.7 pts | 85.8 | 54.7 | 47.4 | 41.1 | 42.8 | 50.5 |
| Collision | 44.2 | 54.7 pts | 72.7 | 19.1 | 31.8 | 73.8 | 39.7 | 48.8 |
Widest coverage spread
Uninsured motorist BI
State Farm and Farmers are 58.2 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 15.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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