Plans disagree · Tahoe City, Placer County · California ZIP 96145
Progressive and Travelers place Tahoe City ZIP 96145 very differently.
Progressive ranks highest (71.4); Travelers ranks lowest (12.2). The middle bodily-injury percentile is 28.3. Reviewed plans are 59.1 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
28.3
Middle percentile across available plans.
BI plan spread
59.1
Progressive to Travelers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Travelers lowest.
Progressive
CA Select PPA
71.4
Within-plan percentile
Tesla Insurance
Tesla PPA
69.1
Within-plan percentile
Farmers
Farmers Auto
30.1
Within-plan percentile
Safeco
Private Passenger Auto
26.4
Within-plan percentile
State Farm
Private Passenger Auto
23.6
Within-plan percentile
Travelers
Quantum Auto 2.0
12.2
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 28.3 | 59.1 pts | 69.1 | 26.4 | 12.2 | 30.1 | 71.4 | 23.6 |
| Property damage | 52.9 | 51.9 pts | 75.5 | 58.2 | 35.9 | 51.2 | 54.5 | 23.6 |
| Medical payments | 19.5 | 55.6 pts | 7.0 | 1.6 | 30.2 | 19.6 | 57.2 | 19.5 |
| Uninsured motorist BI | 37.6 | 37.4 pts | 35.6 | 26.2 | — | 37.6 | 63.6 | 58.7 |
| Uninsured motorist PD | 17.6 | 35.4 pts | 7.9 | 27.4 | — | 37.6 | 2.2 | — |
| Comprehensive | 45.9 | 78.6 pts | 85.8 | 50.8 | 41.9 | 7.2 | 32.0 | 49.9 |
| Collision | 16.4 | 35.7 pts | 19.4 | 12.8 | 13.5 | 24.9 | 2.2 | 37.9 |
Widest coverage spread
Comprehensive
Tesla Insurance and Farmers are 78.6 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 35.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Downieville, Sierra County
95936
Progressive ranks highest (82.4); Tesla Insurance ranks lowest (3.8).
Read breakdownSouth Lake Tahoe, El Dorado County
96150
Tesla Insurance ranks highest (84.0); Travelers ranks lowest (7.0).
Read breakdownTwin Bridges, El Dorado County
95735
Progressive ranks highest (78.4); Travelers ranks lowest (3.6).
Read breakdown