ZIP breakdowns

Broadly higher position · Gardena, Los Angeles County · California ZIP 90247

Gardena ZIP 90247 ranks near the higher end across plans.

State Farm ranks highest (94.5); Farmers ranks lowest (73.9). The middle bodily-injury percentile is 85.1. Reviewed plans are 20.6 points apart. Collision splits more (53.5 points), with State Farm highest and Tesla Insurance lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

85.1

Middle percentile across available plans.

BI plan spread

20.6

State Farm to Farmers.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

State Farm highest, Farmers lowest.

State Farm

Private Passenger Auto

Highest

94.5

Within-plan percentile

Filed factor1.415

Safeco

Private Passenger Auto

89.2

Within-plan percentile

Filed factor1.0809

Travelers

Quantum Auto 2.0

88.3

Within-plan percentile

Filed factor1.046

Progressive

CA Select PPA

81.9

Within-plan percentile

Filed factor1.1132

Tesla Insurance

Tesla PPA

81.5

Within-plan percentile

Filed factor1.1747

Farmers

Farmers Auto

Lowest

73.9

Within-plan percentile

Filed factor1.0654

State Farm ranks highest (92.3); Tesla Insurance ranks lowest (38.7). Collision spread is 53.5 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 90247 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury85.120.6 pts81.589.288.373.981.994.5
Property damage76.269.3 pts73.978.587.325.265.294.5
Medical payments93.24.2 pts90.893.495.093.692.992.4
Uninsured motorist BI92.113.6 pts92.195.690.982.496.1
Uninsured motorist PD86.721.5 pts82.590.890.969.4
Comprehensive69.280.5 pts14.729.855.995.282.594.5
Collision73.353.5 pts38.779.077.361.069.492.3

Widest coverage spread

Comprehensive

Farmers and Tesla Insurance are 80.5 percentile points apart.

Closest agreement

Medical payments

Available plans are 4.2 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Gardena, Los Angeles County ZIP 90247 Auto Insurance Factors | GoodDriver California